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Refinance Mortgage Rates for Indiana HomesLow Rates - 2% 2.25% 15 years. Find Lowest Rates
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Indiana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/07/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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6.064% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.450 Points$1,440 Points Fee
|
$2,628 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.081% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.931 Points$2,979 Points Fee
|
$7,246 Total Fees$4,267 Lender Fees
|
30 Years Fixed | |
|
6.235% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.878 Points$2,810 Points Fee
|
$3,860 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.286% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.967 Points$3,094 Points Fee
|
$9,894 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.321% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.754 Points$2,413 Points Fee
|
$2,413 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.341% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.960 Points$3,072 Points Fee
|
$3,072 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.350% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.746 Points$2,387 Points Fee
|
$3,623 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.368% APR | 6.250% Rate 35 day rate lock | $1,971 Payment per month |
0.819 Points$2,621 Points Fee
|
$4,016 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.370% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.829 Points$2,653 Points Fee
|
$4,048 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.391% APR | 6.250% Rate 45 day rate lock | $1,971 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.419% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.000 Points$0 Points Fee
|
$1,495 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
|
6.429% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.563 Points$1,802 Points Fee
|
$1,802 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.477% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.603 Points$1,930 Points Fee
|
$3,424 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.561% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.736 Points$2,355 Points Fee
|
$2,355 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
PENNYMAC |
6.293% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.453 Points$1,450 Points Fee
|
$1,450 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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