Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 05/02/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
6.473% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.778 Points$2,490 Points Fee
$3,500 Total Fees$1,010 Lender Fees
 30 Years Fixed
6.500% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
1.000 Points$3,200 Points Fee
$4,295 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.684% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.614 Points$1,965 Points Fee
$1,965 Total Fees$0 Lender Fees
 30 Years Fixed
6.713% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.909 Points$2,909 Points Fee
$2,909 Total Fees$0 Lender Fees
 30 Years Fixed
6.717% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.733 Points$2,346 Points Fee
$3,046 Total Fees$700 Lender Fees
 30 Years Fixed
6.806% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.821% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.733 Points$2,346 Points Fee
$2,346 Total Fees$0 Lender Fees
 30 Years Fixed
6.829% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.965% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.914 Points$2,925 Points Fee
$2,925 Total Fees$0 Lender Fees
 30 Years Fixed
7.350% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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