Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 02/19/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.649% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.949 Points$3,037 Points Fee
$9,837 Total Fees$6,800 Lender Fees
 30 Years Fixed
5.823% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.801 Points$2,563 Points Fee
$2,563 Total Fees$0 Lender Fees
 30 Years Fixed
5.836% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.941 Points$3,011 Points Fee
$3,011 Total Fees$0 Lender Fees
 30 Years Fixed
5.938% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.259% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.967 Points$3,094 Points Fee
$4,589 Total Fees$1,495 Lender Fees
 30 Years Fixed
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5.809% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.644 Points$2,061 Points Fee
$2,061 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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