Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 08/08/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.139% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.981 Points$3,139 Points Fee
$5,134 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.434% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.614 Points$1,965 Points Fee
$1,965 Total Fees$0 Lender Fees
 30 Years Fixed
6.471% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.796 Points$2,547 Points Fee
$3,247 Total Fees$700 Lender Fees
 30 Years Fixed
6.553% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
Use your VA Loan Benefit to get cash from your home equity
"Unlock Your Dream Home with Us!"
Refi from your sofa. It’s surprisingly simple.
Discover multiple refinance options
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in