Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 07/27/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.985% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.890 Points$2,848 Points Fee
$3,898 Total Fees$1,050 Lender Fees
 5 Years ARM
6.397% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.936 Points$2,995 Points Fee
$4,990 Total Fees$1,995 Lender Fees
 5 Years ARM
6.485% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.835 Points$2,672 Points Fee
$8,002 Total Fees$5,330 Lender Fees
 5 Years ARM
6.516% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.843 Points$2,698 Points Fee
$4,743 Total Fees$2,045 Lender Fees
 5 Years ARM
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America's #1 Retail Lender (Scottsman Guide)
6.216% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.973 Points$3,114 Points Fee
$3,114 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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