Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 05/23/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.262% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.852 Points$2,726 Points Fee
$4,721 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.866 Points$2,771 Points Fee
$2,771 Total Fees$0 Lender Fees
 30 Years Fixed
6.464% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.518% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.746% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.915 Points$2,928 Points Fee
$4,118 Total Fees$1,190 Lender Fees
 30 Years Fixed
6.872% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.784 Points$2,509 Points Fee
$4,004 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.429% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.565 Points$1,808 Points Fee
$1,808 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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