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2.625% Current Refinance Rates - 30 Year Fixed and more Idaho Lenders
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 03/14/2026)
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Lender
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APR
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Rate
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Payment
|
Points
|
Fees
|
Loan Type
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Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
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5.281% APR | 5.125% Rate 30 day rate lock | $1,743 Payment per month |
0.767 Points$2,454 Points Fee
|
$5,654 Total Fees$3,200 Lender Fees
|
5 Years ARM | |
|
5.710% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.931 Points$2,979 Points Fee
|
$2,979 Total Fees$0 Lender Fees
|
5 Years ARM | |
|
5.899% APR | 5.750% Rate 45 day rate lock | $1,868 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
5 Years ARM | |
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| Your home's value could help you save. | ||||||
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| Discover multiple refinance options | ||||||
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| Low rates, quick quote & approval | ||||||
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| Refinance to lower your rate | ||||||
PENNYMAC |
5.585% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.945 Points$3,024 Points Fee
|
$3,024 Total Fees$0 Lender Fees
|
5 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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