2.625% Current Refinance Rates - 30 Year Fixed and more Idaho Lenders

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/12/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.718% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.832 Points$2,662 Points Fee
$7,757 Total Fees$5,095 Lender Fees
 5 Years ARM
5.737% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.893 Points$2,858 Points Fee
$4,061 Total Fees$1,203 Lender Fees
 5 Years ARM
6.067% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.932 Points$2,982 Points Fee
$6,681 Total Fees$3,699 Lender Fees
 5 Years ARM
6.403% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 5 Years ARM
6.497% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.903 Points$2,890 Points Fee
$4,422 Total Fees$1,532 Lender Fees
 5 Years ARM
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6.078% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.842 Points$2,694 Points Fee
$2,694 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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