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2.625% Current Refinance Rates - 30 Year Fixed and more Idaho Lenders
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/04/2026)
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Lender
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APR
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Rate
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Payment
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Points
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Fees
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Loan Type
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Contact details |
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
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5.962% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.914 Points$2,925 Points Fee
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$7,424 Total Fees$4,499 Lender Fees
|
5 Years ARM | |
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| A smarter way to get cash from your home | ||||||
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| Refinance to lower your rate | ||||||
PENNYMAC |
5.961% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.930 Points$2,976 Points Fee
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$2,976 Total Fees$0 Lender Fees
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5 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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