Sort By:
2.625% Current Refinance Rates - 30 Year Fixed and more Idaho Lenders
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 12/19/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.854% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.638 Points$2,042 Points Fee
|
$3,642 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
5.864% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.649 Points$2,077 Points Fee
|
$3,964 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
5.998% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.897 Points$2,870 Points Fee
|
$4,265 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.003% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.987 Points$3,158 Points Fee
|
$4,453 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.057% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.722 Points$2,310 Points Fee
|
$2,699 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
6.067% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.824 Points$2,637 Points Fee
|
$2,637 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.091% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.669 Points$2,141 Points Fee
|
$3,136 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.163% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,600 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.190% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.233% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.931 Points$2,979 Points Fee
|
$3,679 Total Fees$700 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Homeowners best kept secret for cash | ||||||
ADVERTISEMENT
| Use your VA Loan Benefit to get cash from your home equity | ||||||
PENNYMAC |
5.925% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.539 Points$1,725 Points Fee
|
$1,725 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Idaho Cities Resource
Choose your city below to view local mortgage lenders in your area: