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Home Refinance Loan Ratesin Georgia
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 11/04/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.864% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,000 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
6.071% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.529 Points$1,693 Points Fee
|
$2,788 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.088% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.707 Points$2,262 Points Fee
|
$3,450 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.186% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,400 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.190% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.211% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.918 Points$2,938 Points Fee
|
$2,938 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.461% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.686 Points$2,195 Points Fee
|
$2,895 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
7.204% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.792 Points$2,534 Points Fee
|
$2,534 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.945% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.757 Points$2,422 Points Fee
|
$2,422 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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