Home Refinance Loan Ratesin Georgia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/27/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.865% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.961 Points$3,075 Points Fee
$4,125 Total Fees$1,050 Lender Fees
 5 Years ARM
5.873% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
1.000 Points$3,200 Points Fee
$4,388 Total Fees$1,188 Lender Fees
 5 Years ARM
6.061% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.000 Points$0 Points Fee
$2,316 Total Fees$2,316 Lender Fees
 5 Years ARM
6.309% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.805 Points$2,576 Points Fee
$6,275 Total Fees$3,699 Lender Fees
 5 Years ARM
6.388% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.983 Points$3,146 Points Fee
$4,774 Total Fees$1,628 Lender Fees
 5 Years ARM
6.485% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.835 Points$2,672 Points Fee
$8,002 Total Fees$5,330 Lender Fees
 5 Years ARM
6.496% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.933 Points$2,986 Points Fee
$4,081 Total Fees$1,095 Lender Fees
 5 Years ARM
6.516% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.843 Points$2,698 Points Fee
$4,743 Total Fees$2,045 Lender Fees
 5 Years ARM
Proud to help you find the home loan of your future
Low rates, quick quote & approval
A smarter way to get cash from your home
America's #1 Retail Lender (Scottsman Guide)
Refinance to lower your rate
Discover multiple refinance options
6.203% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.833 Points$2,666 Points Fee
$2,666 Total Fees$0 Lender Fees
 5 Years ARM
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in