Home Refinance Loan Ratesin Georgia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/12/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.997% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.981 Points$3,139 Points Fee
$4,327 Total Fees$1,188 Lender Fees
 5 Years ARM
6.061% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.000 Points$0 Points Fee
$2,316 Total Fees$2,316 Lender Fees
 5 Years ARM
6.067% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.932 Points$2,982 Points Fee
$6,681 Total Fees$3,699 Lender Fees
 5 Years ARM
6.122% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.970 Points$3,104 Points Fee
$4,199 Total Fees$1,095 Lender Fees
 5 Years ARM
6.125% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.871 Points$2,787 Points Fee
$4,416 Total Fees$1,629 Lender Fees
 5 Years ARM
6.403% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 5 Years ARM
6.574% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.948 Points$3,034 Points Fee
$6,719 Total Fees$3,685 Lender Fees
 5 Years ARM
6.873% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.920 Points$2,944 Points Fee
$4,172 Total Fees$1,228 Lender Fees
 5 Years ARM
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6.074% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.792 Points$2,534 Points Fee
$2,534 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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