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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/01/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.980% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.514 Points$1,645 Points Fee
|
$3,640 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.053% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.875 Points$2,800 Points Fee
|
$6,314 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.124% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.000 Points$0 Points Fee
|
$0 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.158% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.952 Points$3,046 Points Fee
|
$9,846 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.186% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.652 Points$2,086 Points Fee
|
$2,086 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.187% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.645 Points$2,064 Points Fee
|
$6,592 Total Fees$4,528 Lender Fees
|
30 Years Fixed | |
|
6.238% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.875 Points$2,800 Points Fee
|
$3,983 Total Fees$1,183 Lender Fees
|
30 Years Fixed | |
|
6.243% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.856 Points$2,739 Points Fee
|
$4,034 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.254% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.940 Points$3,008 Points Fee
|
$4,403 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.501% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.858 Points$2,746 Points Fee
|
$4,241 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Low rates, quick quote & approval | ||||||
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| Refinance to lower your rate | ||||||
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| As low as 0% down options & down payment assistance | ||||||
PENNYMAC |
6.196% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.755 Points$2,416 Points Fee
|
$2,416 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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