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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 05/19/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.280% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,299 Total Fees$2,099 Lender Fees
|
30 Years Fixed | |
|
6.444% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,714 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.470% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,305 Total Fees$105 Lender Fees
|
30 Years Fixed | |
|
6.483% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,759 Total Fees$1,359 Lender Fees
|
30 Years Fixed | |
|
6.539% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.950 Points$3,040 Points Fee
|
$9,840 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.572% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.856 Points$2,739 Points Fee
|
$2,739 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.582% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.481 Points$1,539 Points Fee
|
$3,168 Total Fees$1,629 Lender Fees
|
30 Years Fixed | |
|
6.586% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.896 Points$2,867 Points Fee
|
$2,867 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.606% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.674 Points$2,157 Points Fee
|
$3,552 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.704% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.815 Points$2,608 Points Fee
|
$2,608 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.731% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.626 Points$2,003 Points Fee
|
$3,497 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.965% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.916 Points$2,931 Points Fee
|
$2,931 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.993% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.736 Points$2,355 Points Fee
|
$3,850 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Low rates, quick quote & approval | ||||||
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| Refinance to lower your rate | ||||||
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| Discover multiple refinance options | ||||||
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| America's #1 Retail Lender (Scottsman Guide) | ||||||
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| Refi from your sofa. It’s surprisingly simple. | ||||||
PENNYMAC |
6.558% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.604 Points$1,933 Points Fee
|
$1,933 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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