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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/04/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.062% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.625 Points$2,000 Points Fee
|
$6,499 Total Fees$4,499 Lender Fees
|
30 Years Fixed | |
|
6.168% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,914 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.174% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,995 Total Fees$2,795 Lender Fees
|
30 Years Fixed | |
|
6.377% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.579 Points$1,853 Points Fee
|
$8,653 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.423% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.503 Points$1,610 Points Fee
|
$1,610 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.482% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.661 Points$2,115 Points Fee
|
$3,609 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.579% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.926 Points$2,963 Points Fee
|
$2,963 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| As low as 0% down options & down payment assistance | ||||||
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| Refi from your sofa. It’s surprisingly simple. | ||||||
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| Refinance to lower your rate | ||||||
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| A smarter way to get cash from your home | ||||||
PENNYMAC |
6.294% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.466 Points$1,491 Points Fee
|
$1,491 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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