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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 02/13/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.442% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.746 Points$2,387 Points Fee
|
$2,387 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.489% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.770 Points$2,464 Points Fee
|
$4,064 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
5.579% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.875 Points$2,800 Points Fee
|
$2,905 Total Fees$105 Lender Fees
|
30 Years Fixed | |
|
5.590% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,195 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
5.591% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.615 Points$1,968 Points Fee
|
$3,352 Total Fees$1,384 Lender Fees
|
30 Years Fixed | |
|
5.610% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,080 Total Fees$1,280 Lender Fees
|
30 Years Fixed | |
|
5.613% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.975 Points$3,120 Points Fee
|
$4,020 Total Fees$900 Lender Fees
|
30 Years Fixed | |
|
5.617% APR | 5.490% Rate 30 day rate lock | $1,815 Payment per month |
0.821 Points$2,627 Points Fee
|
$4,515 Total Fees$1,888 Lender Fees
|
30 Years Fixed | |
|
5.652% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.625 Points$2,000 Points Fee
|
$5,514 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
5.727% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.812 Points$2,598 Points Fee
|
$3,693 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
5.732% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.746 Points$2,387 Points Fee
|
$3,782 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
5.741% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.869 Points$2,781 Points Fee
|
$4,076 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
5.761% APR | 5.625% Rate 45 day rate lock | $1,843 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.825% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.831% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.882 Points$2,822 Points Fee
|
$2,822 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.927% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.560 Points$1,792 Points Fee
|
$1,792 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.950% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.502 Points$1,606 Points Fee
|
$2,601 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
5.972% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.736 Points$2,355 Points Fee
|
$3,350 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.083% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.997 Points$3,190 Points Fee
|
$3,190 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.208% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.890 Points$2,848 Points Fee
|
$2,848 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.698% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.799 Points$2,557 Points Fee
|
$2,557 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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