Home Refinance Loan Ratesin Arizona

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/16/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.225% APR 5.000% Rate 30 day rate lock $1,718 Payment per month
0.930 Points$2,976 Points Fee
$8,261 Total Fees$5,285 Lender Fees
 5 Years ARM
5.349% APR 5.250% Rate 30 day rate lock $1,768 Payment per month
0.773 Points$2,474 Points Fee
$3,754 Total Fees$1,280 Lender Fees
 5 Years ARM
5.760% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.893 Points$2,858 Points Fee
$4,848 Total Fees$1,990 Lender Fees
 5 Years ARM
5.865% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.757 Points$2,422 Points Fee
$4,022 Total Fees$1,600 Lender Fees
 5 Years ARM
5.957% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.891 Points$2,851 Points Fee
$2,956 Total Fees$105 Lender Fees
 5 Years ARM
6.300% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 5 Years ARM
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5.693% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.743 Points$2,378 Points Fee
$2,378 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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