Home Refinance Loan Ratesin Arizona

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/30/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.482% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.815 Points$2,608 Points Fee
$3,867 Total Fees$1,259 Lender Fees
 5 Years ARM
5.957% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.795 Points$2,544 Points Fee
$7,239 Total Fees$4,695 Lender Fees
 5 Years ARM
6.015% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.886 Points$2,835 Points Fee
$4,834 Total Fees$1,999 Lender Fees
 5 Years ARM
6.513% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.871 Points$2,787 Points Fee
$4,744 Total Fees$1,957 Lender Fees
 5 Years ARM
6.553% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 5 Years ARM
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5.706% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.888 Points$2,842 Points Fee
$2,842 Total Fees$0 Lender Fees
 5 Years ARM
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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