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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 03/17/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.383% APR | 5.250% Rate 30 day rate lock | $1,768 Payment per month |
0.998 Points$3,194 Points Fee
|
$4,794 Total Fees$1,600 Lender Fees
|
5 Years ARM | |
|
5.570% APR | 5.375% Rate 30 day rate lock | $1,792 Payment per month |
0.876 Points$2,803 Points Fee
|
$6,998 Total Fees$4,195 Lender Fees
|
5 Years ARM | |
|
5.887% APR | 5.750% Rate 45 day rate lock | $1,868 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
5 Years ARM | |
|
6.101% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.867 Points$2,774 Points Fee
|
$3,957 Total Fees$1,183 Lender Fees
|
5 Years ARM | |
|
6.247% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.923 Points$2,954 Points Fee
|
$4,398 Total Fees$1,444 Lender Fees
|
5 Years ARM | |
|
6.328% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.829 Points$2,653 Points Fee
|
$2,758 Total Fees$105 Lender Fees
|
5 Years ARM | |
|
6.364% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.829 Points$2,653 Points Fee
|
$3,848 Total Fees$1,195 Lender Fees
|
5 Years ARM | |
|
6.528% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.965 Points$3,088 Points Fee
|
$5,265 Total Fees$2,177 Lender Fees
|
5 Years ARM | |
ADVERTISEMENT
| Discover multiple refinance options | ||||||
ADVERTISEMENT
| Refi from your sofa. It’s surprisingly simple. | ||||||
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| Low rates, quick quote & approval | ||||||
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| Your home's value could help you save. | ||||||
ADVERTISEMENT
| Refinance to lower your rate | ||||||
PENNYMAC |
5.576% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.842 Points$2,694 Points Fee
|
$2,694 Total Fees$0 Lender Fees
|
5 Years ARM | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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