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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 10/26/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.866% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.625 Points$2,000 Points Fee
|
$4,013 Total Fees$2,013 Lender Fees
|
30 Years Fixed | |
|
6.872% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
1.000 Points$3,200 Points Fee
|
$8,365 Total Fees$5,165 Lender Fees
|
30 Years Fixed | |
|
6.913% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.625 Points$2,000 Points Fee
|
$5,514 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.947% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.625 Points$2,000 Points Fee
|
$6,595 Total Fees$4,595 Lender Fees
|
30 Years Fixed | |
|
6.974% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.725 Points$2,320 Points Fee
|
$3,220 Total Fees$900 Lender Fees
|
30 Years Fixed | |
|
7.051% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.980 Points$3,136 Points Fee
|
$9,936 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
7.245% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.736 Points$2,355 Points Fee
|
$3,849 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
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| Discover multiple refinance options | ||||||
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
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| As low as 0% down options & down payment assistance | ||||||
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| Refinance to lower your rate | ||||||
PENNYMAC |
6.969% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.962 Points$3,078 Points Fee
|
$3,078 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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