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Home Refinance Loan Ratesin Alabama
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 05/02/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.471% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.758 Points$2,426 Points Fee
|
$3,436 Total Fees$1,010 Lender Fees
|
30 Years Fixed | |
|
6.684% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.614 Points$1,965 Points Fee
|
$1,965 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.713% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.909 Points$2,909 Points Fee
|
$2,909 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.717% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.733 Points$2,346 Points Fee
|
$3,046 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.806% APR | 6.625% Rate 45 day rate lock | $2,049 Payment per month |
0.875 Points$2,800 Points Fee
|
$6,000 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.821% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.733 Points$2,346 Points Fee
|
$2,346 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.855% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.778 Points$2,490 Points Fee
|
$3,554 Total Fees$1,064 Lender Fees
|
30 Years Fixed | |
|
6.879% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.780 Points$2,496 Points Fee
|
$4,246 Total Fees$1,750 Lender Fees
|
30 Years Fixed | |
|
6.965% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.914 Points$2,925 Points Fee
|
$2,925 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.350% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| We approve credit scores as low as 550 for VA and FHA refinancing | ||||||
ADVERTISEMENT
| Use your VA Loan Benefit to get cash from your home equity | ||||||
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| Refi from your sofa. It’s surprisingly simple. | ||||||
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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