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Home Refinance Loan Ratesin Alabama
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 08/01/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.468% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.573 Points$1,834 Points Fee
|
$3,129 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.469% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.988 Points$3,162 Points Fee
|
$3,162 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.486% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.731 Points$2,339 Points Fee
|
$3,734 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.578% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.697 Points$2,230 Points Fee
|
$2,930 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.584% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.872 Points$2,790 Points Fee
|
$2,790 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.590% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.595% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.502 Points$1,606 Points Fee
|
$3,494 Total Fees$1,888 Lender Fees
|
30 Years Fixed | |
|
6.622% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.805 Points$2,576 Points Fee
|
$4,070 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.668% APR | 6.500% Rate 45 day rate lock | $2,023 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,600 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
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Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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