Home Refinance Loan Ratesin West Virginia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in West Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/02/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
7.206% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
7.264% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.963 Points$3,082 Points Fee
$4,477 Total Fees$1,395 Lender Fees
 30 Years Fixed
7.338% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.633 Points$2,026 Points Fee
$2,821 Total Fees$795 Lender Fees
 30 Years Fixed
7.345% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.636 Points$2,035 Points Fee
$3,271 Total Fees$1,236 Lender Fees
 30 Years Fixed
7.359% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.615 Points$1,968 Points Fee
$3,462 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.462% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.863 Points$2,762 Points Fee
$2,762 Total Fees$0 Lender Fees
 30 Years Fixed
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7.297% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.469 Points$1,501 Points Fee
$1,501 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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