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Home Refinance Loan Ratesin West Virginia
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in West Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/02/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.345% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.698 Points$2,234 Points Fee
|
$3,470 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.375% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.889 Points$2,845 Points Fee
|
$4,240 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.377% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.579 Points$1,853 Points Fee
|
$8,653 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.440% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.482% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.661 Points$2,115 Points Fee
|
$3,609 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.518% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.532% APR | 6.490% Rate 35 day rate lock | $2,021 Payment per month |
0.000 Points$0 Points Fee
|
$1,395 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Refinance to lower your rate | ||||||
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
ADVERTISEMENT
| A smarter way to get cash from your home | ||||||
ADVERTISEMENT
| Discover multiple refinance options | ||||||
PENNYMAC |
6.299% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.516 Points$1,651 Points Fee
|
$1,651 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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