Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 05/13/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.993% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$4,099 Total Fees$2,099 Lender Fees
 30 Years Fixed
6.100% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.565 Points$1,808 Points Fee
$3,803 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.113% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.599 Points$1,917 Points Fee
$3,912 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.168% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$5,914 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.235% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.739 Points$2,365 Points Fee
$3,760 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.284% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$5,450 Total Fees$2,650 Lender Fees
 30 Years Fixed
6.287% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.972 Points$3,110 Points Fee
$9,910 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.310% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.334 Points$1,069 Points Fee
$2,119 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.328% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$2,694 Total Fees$1,094 Lender Fees
 30 Years Fixed
6.342% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.492 Points$1,574 Points Fee
$3,203 Total Fees$1,629 Lender Fees
 30 Years Fixed
6.352% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.767 Points$2,454 Points Fee
$3,690 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.359% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.844 Points$2,701 Points Fee
$3,696 Total Fees$995 Lender Fees
 30 Years Fixed
6.391% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.404% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.779 Points$2,493 Points Fee
$5,340 Total Fees$2,847 Lender Fees
 30 Years Fixed
6.440% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.456% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.856 Points$2,739 Points Fee
$2,739 Total Fees$0 Lender Fees
 30 Years Fixed
6.466% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.959 Points$3,069 Points Fee
$3,069 Total Fees$0 Lender Fees
 30 Years Fixed
6.473% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.569 Points$1,821 Points Fee
$3,315 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.625% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.000 Points$0 Points Fee
$389 Total Fees$389 Lender Fees
 30 Years Fixed
6.717% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.953 Points$3,050 Points Fee
$3,050 Total Fees$0 Lender Fees
 30 Years Fixed
6.743% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.759 Points$2,429 Points Fee
$3,924 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.282% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.334 Points$1,069 Points Fee
$1,069 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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