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Home Refinance Loan Ratesin Washington
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 06/29/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.947% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.750 Points$2,400 Points Fee
|
$6,899 Total Fees$4,499 Lender Fees
|
30 Years Fixed | |
|
6.006% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.799 Points$2,557 Points Fee
|
$4,552 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.053% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.875 Points$2,800 Points Fee
|
$6,314 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.077% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.633 Points$2,026 Points Fee
|
$3,076 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.079% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.625 Points$2,000 Points Fee
|
$7,095 Total Fees$5,095 Lender Fees
|
30 Years Fixed | |
|
6.092% APR | 5.999% Rate 30 day rate lock | $1,919 Payment per month |
0.815 Points$2,608 Points Fee
|
$3,203 Total Fees$595 Lender Fees
|
30 Years Fixed | |
|
6.096% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.650 Points$2,080 Points Fee
|
$3,305 Total Fees$1,225 Lender Fees
|
30 Years Fixed | |
|
6.124% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,294 Total Fees$1,094 Lender Fees
|
30 Years Fixed | |
|
6.230% APR | 6.125% Rate 35 day rate lock | $1,945 Payment per month |
0.689 Points$2,205 Points Fee
|
$3,600 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.232% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.834 Points$2,669 Points Fee
|
$3,905 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.233% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.674 Points$2,157 Points Fee
|
$3,785 Total Fees$1,628 Lender Fees
|
30 Years Fixed | |
|
6.247% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.866 Points$2,771 Points Fee
|
$4,166 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.277% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.315% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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| America's #1 Retail Lender (Scottsman Guide) | ||||||
PENNYMAC |
6.189% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.684 Points$2,189 Points Fee
|
$2,189 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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