Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/30/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.300% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$6,106 Total Fees$3,306 Lender Fees
 30 Years Fixed
6.356% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$3,600 Total Fees$1,600 Lender Fees
 30 Years Fixed
6.375% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.500 Points$1,600 Points Fee
$4,250 Total Fees$2,650 Lender Fees
 30 Years Fixed
6.466% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$3,094 Total Fees$1,094 Lender Fees
 30 Years Fixed
6.493% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.830 Points$2,656 Points Fee
$3,951 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.577% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.907 Points$2,902 Points Fee
$2,902 Total Fees$0 Lender Fees
 30 Years Fixed
6.595% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.660 Points$2,112 Points Fee
$3,507 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.596% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.891 Points$2,851 Points Fee
$3,551 Total Fees$700 Lender Fees
 30 Years Fixed
6.634% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.911 Points$2,915 Points Fee
$4,803 Total Fees$1,888 Lender Fees
 30 Years Fixed
6.692% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.749% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.816 Points$2,611 Points Fee
$4,105 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.749% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.000 Points$0 Points Fee
$4,324 Total Fees$4,324 Lender Fees
 30 Years Fixed
6.875% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.000 Points$0 Points Fee
$389 Total Fees$389 Lender Fees
 30 Years Fixed
6.972% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.981 Points$3,139 Points Fee
$3,337 Total Fees$198 Lender Fees
 30 Years Fixed
We approve credit scores as low as 550 for VA and FHA refinancing
Discover multiple refinance options
Use your VA Loan Benefit to get cash from your home equity
Homeowners best kept secret for cash
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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