Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/14/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.842% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
5.867% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.500 Points$1,600 Points Fee
$4,095 Total Fees$2,495 Lender Fees
 30 Years Fixed
5.892% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.500 Points$1,600 Points Fee
$5,070 Total Fees$3,470 Lender Fees
 30 Years Fixed
6.003% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.987 Points$3,158 Points Fee
$4,453 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.089% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.958 Points$3,066 Points Fee
$3,455 Total Fees$389 Lender Fees
 30 Years Fixed
6.104% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.892 Points$2,854 Points Fee
$3,604 Total Fees$750 Lender Fees
 30 Years Fixed
6.184% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.626 Points$2,003 Points Fee
$2,003 Total Fees$0 Lender Fees
 30 Years Fixed
6.206% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.547 Points$1,750 Points Fee
$2,745 Total Fees$995 Lender Fees
 30 Years Fixed
6.245% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.000 Points$0 Points Fee
$4,324 Total Fees$4,324 Lender Fees
 30 Years Fixed
6.327% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.460% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.676 Points$2,163 Points Fee
$2,863 Total Fees$700 Lender Fees
 30 Years Fixed
7.068% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.790 Points$2,528 Points Fee
$2,528 Total Fees$0 Lender Fees
 30 Years Fixed
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5.947% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.777 Points$2,486 Points Fee
$2,486 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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