Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 11/13/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.960% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.500 Points$1,600 Points Fee
$3,048 Total Fees$1,448 Lender Fees
 30 Years Fixed
7.040% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.625 Points$2,000 Points Fee
$5,514 Total Fees$3,515 Lender Fees
 30 Years Fixed
7.068% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.586 Points$1,875 Points Fee
$6,488 Total Fees$4,613 Lender Fees
 30 Years Fixed
7.074% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.625 Points$2,000 Points Fee
$6,595 Total Fees$4,595 Lender Fees
 30 Years Fixed
7.100% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.625 Points$2,000 Points Fee
$7,694 Total Fees$5,694 Lender Fees
 30 Years Fixed
7.180% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.994 Points$3,181 Points Fee
$9,981 Total Fees$6,800 Lender Fees
 30 Years Fixed
7.445% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
Refinance to lower your rate
Low rates, quick quote & approval
Discover multiple refinance options
7.209% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.847 Points$2,710 Points Fee
$2,710 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in