Home Refinance Loan Ratesin Washington

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 08/13/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.135% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.940 Points$3,008 Points Fee
$5,003 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.188% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.625 Points$2,000 Points Fee
$6,499 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.246% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$8,481 Total Fees$5,281 Lender Fees
 30 Years Fixed
6.317% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$6,714 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.346% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.715 Points$2,288 Points Fee
$3,338 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.348% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.650 Points$2,080 Points Fee
$3,305 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.370% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.649 Points$2,077 Points Fee
$4,072 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.375% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$4,294 Total Fees$1,094 Lender Fees
 30 Years Fixed
6.473% APR 6.375% Rate 35 day rate lock $1,997 Payment per month
0.594 Points$1,901 Points Fee
$3,296 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.488% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.712 Points$2,278 Points Fee
$3,907 Total Fees$1,629 Lender Fees
 30 Years Fixed
6.491% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.818 Points$2,618 Points Fee
$3,913 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.494% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.812 Points$2,598 Points Fee
$3,993 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.512% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.659 Points$2,109 Points Fee
$8,909 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.554% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.580% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.522 Points$1,670 Points Fee
$2,906 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.586% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.612% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.620 Points$1,984 Points Fee
$3,884 Total Fees$1,900 Lender Fees
 30 Years Fixed
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6.432% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.599 Points$1,917 Points Fee
$1,917 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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