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Home Refinance Loan Ratesin Virginia
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Virginia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/30/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Zero closing costs in most cases | View Details Sponsored
|
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|
6.007% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.801 Points$2,563 Points Fee
|
$4,558 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.116% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.811 Points$2,595 Points Fee
|
$3,990 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.235% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.844 Points$2,701 Points Fee
|
$3,796 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.258% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.661 Points$2,115 Points Fee
|
$8,915 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.265% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.291% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.431 Points$1,379 Points Fee
|
$1,379 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.315% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.358% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.740 Points$2,368 Points Fee
|
$3,663 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.616% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.848 Points$2,714 Points Fee
|
$4,209 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Low rates, quick quote & approval | ||||||
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| Refinance to lower your rate | ||||||
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| Refi from your sofa. It’s surprisingly simple. | ||||||
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| Your home's value could help you save. | ||||||
PENNYMAC |
6.200% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.811 Points$2,595 Points Fee
|
$2,595 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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