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Home Refinance Loan Ratesin Vermont
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Vermont and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 02/10/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.618% APR | 5.490% Rate 15 day rate lock | $1,815 Payment per month |
0.796 Points$2,547 Points Fee
|
$4,542 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.718% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.438 Points$1,402 Points Fee
|
$3,289 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
5.877% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.951 Points$3,043 Points Fee
|
$4,438 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
5.948% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.786 Points$2,515 Points Fee
|
$2,515 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.955% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.559 Points$1,789 Points Fee
|
$2,784 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
5.989% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.919 Points$2,941 Points Fee
|
$3,936 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
5.990% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,995 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.091% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.982 Points$3,142 Points Fee
|
$3,142 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.821% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.774 Points$2,477 Points Fee
|
$2,477 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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