Home Refinance Loan Ratesin Utah

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/29/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.186% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$6,496 Total Fees$3,296 Lender Fees
 30 Years Fixed
6.219% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.354% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$3,608 Total Fees$1,208 Lender Fees
 30 Years Fixed
6.401% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.826 Points$2,643 Points Fee
$9,443 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.497% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.966 Points$3,091 Points Fee
$4,086 Total Fees$995 Lender Fees
 30 Years Fixed
6.498% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.886 Points$2,835 Points Fee
$4,130 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.575% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.779 Points$2,493 Points Fee
$2,493 Total Fees$0 Lender Fees
 30 Years Fixed
6.632% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.851% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.568 Points$1,818 Points Fee
$3,313 Total Fees$1,495 Lender Fees
 30 Years Fixed
Low rates, quick quote & approval
As low as 0% down options & down payment assistance
Refinance to lower your rate
Your home's value could help you save.
Discover multiple refinance options
6.317% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.714 Points$2,285 Points Fee
$2,285 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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