Home Refinance Loan Ratesin Utah

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/06/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
7.225% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
7.231% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.750 Points$2,400 Points Fee
$7,723 Total Fees$5,323 Lender Fees
 30 Years Fixed
7.336% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.521 Points$1,667 Points Fee
$2,871 Total Fees$1,204 Lender Fees
 30 Years Fixed
7.367% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.859 Points$2,749 Points Fee
$3,985 Total Fees$1,236 Lender Fees
 30 Years Fixed
7.396% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.977 Points$3,126 Points Fee
$4,755 Total Fees$1,629 Lender Fees
 30 Years Fixed
7.454% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.781 Points$2,499 Points Fee
$2,499 Total Fees$0 Lender Fees
 30 Years Fixed
7.467% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.658 Points$2,106 Points Fee
$2,901 Total Fees$795 Lender Fees
 30 Years Fixed
7.474% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.546 Points$1,747 Points Fee
$3,142 Total Fees$1,395 Lender Fees
 30 Years Fixed
7.499% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.756 Points$2,419 Points Fee
$3,913 Total Fees$1,494 Lender Fees
 30 Years Fixed
8.097% APR 7.999% Rate 30 day rate lock $2,348 Payment per month
0.531 Points$1,699 Points Fee
$3,120 Total Fees$1,421 Lender Fees
 30 Years Fixed
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7.316% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.655 Points$2,096 Points Fee
$2,096 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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