Sort By:
Home Refinance Loan Ratesin Utah
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Utah and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/01/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.098% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.725 Points$2,320 Points Fee
|
$3,523 Total Fees$1,203 Lender Fees
|
30 Years Fixed | |
|
6.102% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.875 Points$2,800 Points Fee
|
$8,123 Total Fees$5,323 Lender Fees
|
30 Years Fixed | |
|
6.219% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.240% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,008 Total Fees$1,208 Lender Fees
|
30 Years Fixed | |
|
6.277% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.289% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.992 Points$3,174 Points Fee
|
$9,974 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.335% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.898 Points$2,874 Points Fee
|
$2,874 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.366% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.794 Points$2,541 Points Fee
|
$3,936 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.488% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.723 Points$2,314 Points Fee
|
$3,808 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Discover multiple refinance options | ||||||
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
ADVERTISEMENT
| Refinance to lower your rate | ||||||
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
PENNYMAC |
6.300% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.523 Points$1,674 Points Fee
|
$1,674 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Utah Cities Resource
Choose your city below to view local mortgage lenders in your area: