Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 05/18/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.267% APR 6.124% Rate 15 day rate lock $1,945 Payment per month
0.909 Points$2,909 Points Fee
$4,904 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.331% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.525 Points$1,680 Points Fee
$2,730 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.372% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.985 Points$3,152 Points Fee
$4,152 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.435% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.629 Points$2,013 Points Fee
$2,013 Total Fees$0 Lender Fees
 30 Years Fixed
6.481% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.775 Points$2,480 Points Fee
$3,668 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.489% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.761 Points$2,435 Points Fee
$3,830 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.490% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.422 Points$1,350 Points Fee
$8,150 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.513% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.983 Points$3,146 Points Fee
$4,640 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.554% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.845% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.506 Points$1,619 Points Fee
$3,114 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.430% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.580 Points$1,856 Points Fee
$1,856 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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