Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/02/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.062% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$6,499 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.079% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.615 Points$1,968 Points Fee
$3,156 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.096% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.658 Points$2,106 Points Fee
$3,401 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.100% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$8,282 Total Fees$5,082 Lender Fees
 30 Years Fixed
6.109% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.983 Points$3,146 Points Fee
$4,196 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.117% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.740 Points$2,368 Points Fee
$4,363 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.118% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$8,762 Total Fees$5,562 Lender Fees
 30 Years Fixed
6.125% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.950 Points$3,040 Points Fee
$4,422 Total Fees$1,382 Lender Fees
 30 Years Fixed
6.255% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.983 Points$3,146 Points Fee
$4,441 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.305% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.582 Points$1,862 Points Fee
$1,862 Total Fees$0 Lender Fees
 30 Years Fixed
6.349% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.735 Points$2,352 Points Fee
$3,352 Total Fees$1,000 Lender Fees
 30 Years Fixed
6.360% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.850 Points$2,720 Points Fee
$3,956 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.364% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.732 Points$2,342 Points Fee
$3,971 Total Fees$1,629 Lender Fees
 30 Years Fixed
6.375% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.889 Points$2,845 Points Fee
$4,240 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.377% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.579 Points$1,853 Points Fee
$8,653 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.421% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.479 Points$1,533 Points Fee
$1,533 Total Fees$0 Lender Fees
 30 Years Fixed
6.440% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.464% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.595 Points$1,904 Points Fee
$3,132 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.482% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.661 Points$2,115 Points Fee
$3,609 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.518% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.532% APR 6.490% Rate 35 day rate lock $2,021 Payment per month
0.000 Points$0 Points Fee
$1,395 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.545% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.000 Points$0 Points Fee
$1,495 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.217% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.995 Points$3,184 Points Fee
$3,184 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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