Texas Refi Rates - Current Refinance Rates - 30 Years  Texas Lenders 30 Year Fixed Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/02/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.876% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$4,400 Total Fees$1,600 Lender Fees
 30 Years Fixed
5.944% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
5.944% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
5.954% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.860 Points$2,752 Points Fee
$2,752 Total Fees$0 Lender Fees
 30 Years Fixed
5.954% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.500 Points$1,600 Points Fee
$2,725 Total Fees$1,125 Lender Fees
 30 Years Fixed
5.964% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.774 Points$2,477 Points Fee
$3,072 Total Fees$595 Lender Fees
 30 Years Fixed
5.973% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$3,395 Total Fees$995 Lender Fees
 30 Years Fixed
5.976% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$3,575 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.050% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.649 Points$2,077 Points Fee
$2,077 Total Fees$0 Lender Fees
 30 Years Fixed
6.061% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.766 Points$2,451 Points Fee
$2,451 Total Fees$0 Lender Fees
 30 Years Fixed
6.075% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.910 Points$2,912 Points Fee
$2,912 Total Fees$0 Lender Fees
 30 Years Fixed
6.093% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.568 Points$1,818 Points Fee
$3,213 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.119% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.800 Points$2,560 Points Fee
$4,550 Total Fees$1,990 Lender Fees
 30 Years Fixed
6.134% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.961 Points$3,075 Points Fee
$4,963 Total Fees$1,888 Lender Fees
 30 Years Fixed
6.186% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.215% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.963 Points$3,082 Points Fee
$3,082 Total Fees$0 Lender Fees
 30 Years Fixed
6.359% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.656 Points$2,099 Points Fee
$3,849 Total Fees$1,750 Lender Fees
 30 Years Fixed
6.466% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.741 Points$2,371 Points Fee
$3,071 Total Fees$700 Lender Fees
 30 Years Fixed
6.727% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.732 Points$2,342 Points Fee
$3,492 Total Fees$1,150 Lender Fees
 30 Years Fixed
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5.947% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.783 Points$2,506 Points Fee
$2,506 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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