Home Refinance Loan Ratesin Tennessee

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/02/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.500% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.000 Points$0 Points Fee
$4,267 Total Fees$4,267 Lender Fees
 30 Years Fixed
6.904% APR 6.750% Rate 15 day rate lock $2,076 Payment per month
0.960 Points$3,072 Points Fee
$5,067 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.108% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.754 Points$2,413 Points Fee
$7,688 Total Fees$5,275 Lender Fees
 30 Years Fixed
7.201% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.424 Points$1,357 Points Fee
$2,585 Total Fees$1,228 Lender Fees
 30 Years Fixed
7.206% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
7.221% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.661 Points$2,115 Points Fee
$3,165 Total Fees$1,050 Lender Fees
 30 Years Fixed
7.225% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
1.000 Points$3,200 Points Fee
$3,315 Total Fees$115 Lender Fees
 30 Years Fixed
7.225% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.674 Points$2,157 Points Fee
$3,207 Total Fees$1,050 Lender Fees
 30 Years Fixed
7.264% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.963 Points$3,082 Points Fee
$4,477 Total Fees$1,395 Lender Fees
 30 Years Fixed
7.270% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.977 Points$3,126 Points Fee
$4,755 Total Fees$1,629 Lender Fees
 30 Years Fixed
7.345% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.636 Points$2,035 Points Fee
$3,271 Total Fees$1,236 Lender Fees
 30 Years Fixed
7.354% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.635 Points$2,032 Points Fee
$3,402 Total Fees$1,370 Lender Fees
 30 Years Fixed
7.368% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.621 Points$1,987 Points Fee
$3,887 Total Fees$1,900 Lender Fees
 30 Years Fixed
7.440% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.641 Points$2,051 Points Fee
$2,051 Total Fees$0 Lender Fees
 30 Years Fixed
7.446% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.701 Points$2,243 Points Fee
$2,243 Total Fees$0 Lender Fees
 30 Years Fixed
7.475% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.745 Points$2,384 Points Fee
$3,179 Total Fees$795 Lender Fees
 30 Years Fixed
7.476% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
7.494% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.713 Points$2,282 Points Fee
$3,776 Total Fees$1,494 Lender Fees
 30 Years Fixed
Refinance to lower your rate
Low rates, quick quote & approval
7.286% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.359 Points$1,149 Points Fee
$1,149 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in