Home Refinance Loan Ratesin Tennessee

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/24/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.830% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.947 Points$3,030 Points Fee
$7,297 Total Fees$4,267 Lender Fees
 30 Years Fixed
6.025% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.999 Points$3,197 Points Fee
$5,192 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.077% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$7,482 Total Fees$5,082 Lender Fees
 30 Years Fixed
6.088% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.756 Points$2,419 Points Fee
$3,469 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.119% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.900 Points$2,880 Points Fee
$4,105 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.212% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.586 Points$1,875 Points Fee
$3,063 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.219% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$3,315 Total Fees$115 Lender Fees
 30 Years Fixed
6.241% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.896 Points$2,867 Points Fee
$3,962 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.246% APR 6.125% Rate 35 day rate lock $1,945 Payment per month
0.855 Points$2,736 Points Fee
$4,131 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.246% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.882 Points$2,822 Points Fee
$4,117 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.249% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.852 Points$2,726 Points Fee
$4,355 Total Fees$1,629 Lender Fees
 30 Years Fixed
6.263% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.713 Points$2,282 Points Fee
$9,082 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.339% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.354% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.791 Points$2,531 Points Fee
$3,767 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.360% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.726 Points$2,323 Points Fee
$3,718 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.367% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.899 Points$2,877 Points Fee
$4,105 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.418% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.449 Points$1,437 Points Fee
$1,437 Total Fees$0 Lender Fees
 30 Years Fixed
6.436% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.639 Points$2,045 Points Fee
$2,045 Total Fees$0 Lender Fees
 30 Years Fixed
6.471% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.608 Points$1,946 Points Fee
$3,241 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.494% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
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6.199% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.792 Points$2,534 Points Fee
$2,534 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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