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Home Refinance Loan Ratesin Tennessee
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 08/16/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.265% APR | 6.124% Rate 15 day rate lock | $1,945 Payment per month |
0.881 Points$2,819 Points Fee
|
$4,814 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.359% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.775 Points$2,480 Points Fee
|
$3,705 Total Fees$1,225 Lender Fees
|
30 Years Fixed | |
|
6.488% APR | 6.375% Rate 35 day rate lock | $1,997 Payment per month |
0.756 Points$2,419 Points Fee
|
$3,814 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.533% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.000 Points$0 Points Fee
|
$1,188 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.533% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.882 Points$2,822 Points Fee
|
$9,622 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.554% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.563 Points$1,802 Points Fee
|
$1,802 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.565% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.782 Points$2,502 Points Fee
|
$2,502 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.620% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.695 Points$2,224 Points Fee
|
$4,124 Total Fees$1,900 Lender Fees
|
30 Years Fixed | |
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| A smarter way to get cash from your home | ||||||
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| Refinance to lower your rate | ||||||
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| Low rates, quick quote & approval | ||||||
PENNYMAC |
6.422% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.497 Points$1,590 Points Fee
|
$1,590 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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