Sort By:
Home Refinance Loan Ratesin Tennessee
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 05/02/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
|||||
|
5.987% APR | 5.874% Rate 30 day rate lock | $1,893 Payment per month |
0.884 Points$2,829 Points Fee
|
$4,017 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
5.993% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.652 Points$2,086 Points Fee
|
$4,081 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.147% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.828 Points$2,650 Points Fee
|
$9,450 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.187% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.672 Points$2,150 Points Fee
|
$2,150 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.206% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.864 Points$2,765 Points Fee
|
$2,765 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.213% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.265% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.291% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.938 Points$3,002 Points Fee
|
$5,849 Total Fees$2,847 Lender Fees
|
30 Years Fixed | |
|
6.346% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.609 Points$1,949 Points Fee
|
$3,244 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.363% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.734 Points$2,349 Points Fee
|
$3,843 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.606% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.745 Points$2,384 Points Fee
|
$3,879 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Refi from your sofa. It’s surprisingly simple. | ||||||
ADVERTISEMENT
| Refinance to lower your rate | ||||||
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
ADVERTISEMENT
| Discover multiple refinance options | ||||||
PENNYMAC |
6.186% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.653 Points$2,090 Points Fee
|
$2,090 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Tennessee Cities Resource
Choose your city below to view local mortgage lenders in your area: