Home Refinance Loan Ratesin South Dakota

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in South Dakota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/27/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.506% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.500 Points$1,600 Points Fee
$4,395 Total Fees$2,795 Lender Fees
 30 Years Fixed
6.607% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.809 Points$2,589 Points Fee
$3,825 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.679% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.976% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.686 Points$2,195 Points Fee
$3,385 Total Fees$1,190 Lender Fees
 30 Years Fixed
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6.565% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.674 Points$2,157 Points Fee
$2,157 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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