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Home Refinance Loan Ratesin South Dakota
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in South Dakota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 09/16/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
6.967% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.019% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.642 Points$2,054 Points Fee
|
$8,854 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
7.117% APR | 7.000% Rate 30 day rate lock | $2,129 Payment per month |
0.717 Points$2,294 Points Fee
|
$3,788 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
6.953% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.797 Points$2,550 Points Fee
|
$2,550 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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