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Home Refinance Loan Ratesin South Dakota
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in South Dakota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 01/29/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.971% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.634 Points$2,029 Points Fee
|
$3,324 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.002% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,395 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.190% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.261% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.829 Points$2,653 Points Fee
|
$4,653 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.817% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.734 Points$2,349 Points Fee
|
$2,349 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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