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Home Refinance Loan Ratesin South Carolina
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 03/31/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.000% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.735 Points$2,352 Points Fee
|
$4,347 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.084% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.669 Points$2,141 Points Fee
|
$3,329 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.159% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.968 Points$3,098 Points Fee
|
$9,898 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.208% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.890 Points$2,848 Points Fee
|
$2,848 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.248% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.873 Points$2,794 Points Fee
|
$4,189 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.248% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.975 Points$3,120 Points Fee
|
$4,215 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.357% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.820 Points$2,624 Points Fee
|
$3,619 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.360% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.648 Points$2,074 Points Fee
|
$3,856 Total Fees$1,782 Lender Fees
|
30 Years Fixed | |
|
6.403% APR | 6.250% Rate 45 day rate lock | $1,971 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.429% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.563 Points$1,802 Points Fee
|
$1,802 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.487% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.861 Points$2,755 Points Fee
|
$3,750 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.594% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.982 Points$3,142 Points Fee
|
$3,142 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.625% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.946 Points$3,027 Points Fee
|
$4,522 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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| Low rates, quick quote & approval | ||||||
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| America's #1 Retail Lender (Scottsman Guide) | ||||||
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PENNYMAC |
6.210% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.901 Points$2,883 Points Fee
|
$2,883 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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