Home Refinance Loan Ratesin South Carolina

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/02/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
7.006% APR 6.875% Rate 15 day rate lock $2,103 Payment per month
0.710 Points$2,272 Points Fee
$4,267 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.215% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.525 Points$1,680 Points Fee
$2,905 Total Fees$1,225 Lender Fees
 30 Years Fixed
7.235% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.811 Points$2,595 Points Fee
$3,645 Total Fees$1,050 Lender Fees
 30 Years Fixed
7.382% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.845 Points$2,704 Points Fee
$4,198 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.389% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.837 Points$2,678 Points Fee
$4,578 Total Fees$1,900 Lender Fees
 30 Years Fixed
7.463% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
7.484% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.637 Points$2,038 Points Fee
$3,433 Total Fees$1,395 Lender Fees
 30 Years Fixed
7.501% APR 7.375% Rate 45 day rate lock $2,211 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
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7.301% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.510 Points$1,632 Points Fee
$1,632 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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