Home Refinance Loan Ratesin South Carolina

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 11/01/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.807% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
5.862% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$4,010 Total Fees$1,210 Lender Fees
 30 Years Fixed
5.956% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
5.991% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.912 Points$2,918 Points Fee
$4,013 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.083% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.768 Points$2,458 Points Fee
$3,208 Total Fees$750 Lender Fees
 30 Years Fixed
6.174% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.178% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.232% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.922 Points$2,950 Points Fee
$3,650 Total Fees$700 Lender Fees
 30 Years Fixed
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5.938% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.679 Points$2,173 Points Fee
$2,173 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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