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Home Refinance Loan Ratesin South Carolina
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 08/16/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.212% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.875 Points$2,800 Points Fee
|
$7,299 Total Fees$4,499 Lender Fees
|
30 Years Fixed | |
|
6.265% APR | 6.124% Rate 15 day rate lock | $1,945 Payment per month |
0.881 Points$2,819 Points Fee
|
$4,814 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.359% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.775 Points$2,480 Points Fee
|
$3,705 Total Fees$1,225 Lender Fees
|
30 Years Fixed | |
|
6.399% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,050 Total Fees$2,650 Lender Fees
|
30 Years Fixed | |
|
6.533% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.882 Points$2,822 Points Fee
|
$9,622 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.533% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.000 Points$0 Points Fee
|
$1,188 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.620% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.695 Points$2,224 Points Fee
|
$4,124 Total Fees$1,900 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
ADVERTISEMENT
| Discover multiple refinance options | ||||||
ADVERTISEMENT
| A smarter way to get cash from your home | ||||||
ADVERTISEMENT
| Refinance to lower your rate | ||||||
PENNYMAC |
6.424% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.517 Points$1,654 Points Fee
|
$1,654 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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