Home Refinance Loan Ratesin South Carolina

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/16/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.843% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.824 Points$2,637 Points Fee
$3,232 Total Fees$595 Lender Fees
 30 Years Fixed
5.870% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.685 Points$2,192 Points Fee
$4,187 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.876% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.875 Points$2,800 Points Fee
$4,400 Total Fees$1,600 Lender Fees
 30 Years Fixed
5.878% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.813 Points$2,602 Points Fee
$4,489 Total Fees$1,887 Lender Fees
 30 Years Fixed
5.894% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$5,050 Total Fees$2,650 Lender Fees
 30 Years Fixed
5.968% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.675 Points$2,160 Points Fee
$3,210 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.992% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.680 Points$2,176 Points Fee
$4,166 Total Fees$1,990 Lender Fees
 30 Years Fixed
5.994% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.948 Points$3,034 Points Fee
$4,129 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.059% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.738 Points$2,362 Points Fee
$2,362 Total Fees$0 Lender Fees
 30 Years Fixed
6.077% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.934 Points$2,989 Points Fee
$2,989 Total Fees$0 Lender Fees
 30 Years Fixed
6.080% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.642 Points$2,054 Points Fee
$2,804 Total Fees$750 Lender Fees
 30 Years Fixed
6.081% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
6.081% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.429 Points$1,373 Points Fee
$2,768 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.114% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.918 Points$2,938 Points Fee
$3,933 Total Fees$995 Lender Fees
 30 Years Fixed
6.186% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.201% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.331% APR 6.240% Rate 30 day rate lock $1,969 Payment per month
0.967 Points$3,094 Points Fee
$3,094 Total Fees$0 Lender Fees
 30 Years Fixed
6.363% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.976 Points$3,123 Points Fee
$3,823 Total Fees$700 Lender Fees
 30 Years Fixed
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5.924% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.530 Points$1,696 Points Fee
$1,696 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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