Home Refinance Loan Ratesin Oregon

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 08/16/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.212% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$7,299 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.533% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.882 Points$2,822 Points Fee
$9,622 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.620% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.695 Points$2,224 Points Fee
$4,124 Total Fees$1,900 Lender Fees
 30 Years Fixed
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6.440% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.687 Points$2,198 Points Fee
$2,198 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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