Home Refinance Loan Ratesin Oregon

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/01/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
7.098% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.875 Points$2,800 Points Fee
$7,299 Total Fees$4,499 Lender Fees
 30 Years Fixed
7.220% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.622 Points$1,990 Points Fee
$3,194 Total Fees$1,204 Lender Fees
 30 Years Fixed
7.247% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.981 Points$3,139 Points Fee
$8,671 Total Fees$5,532 Lender Fees
 30 Years Fixed
7.252% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.981 Points$3,139 Points Fee
$4,189 Total Fees$1,050 Lender Fees
 30 Years Fixed
7.342% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.609 Points$1,949 Points Fee
$3,185 Total Fees$1,236 Lender Fees
 30 Years Fixed
7.344% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
7.382% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.845 Points$2,704 Points Fee
$4,198 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.383% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.852 Points$2,726 Points Fee
$4,355 Total Fees$1,629 Lender Fees
 30 Years Fixed
7.460% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.838 Points$2,682 Points Fee
$2,682 Total Fees$0 Lender Fees
 30 Years Fixed
7.478% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.772 Points$2,470 Points Fee
$3,265 Total Fees$795 Lender Fees
 30 Years Fixed
7.478% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.463 Points$1,482 Points Fee
$3,382 Total Fees$1,900 Lender Fees
 30 Years Fixed
7.493% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.731 Points$2,339 Points Fee
$3,734 Total Fees$1,395 Lender Fees
 30 Years Fixed
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7.318% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.680 Points$2,176 Points Fee
$2,176 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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