Home Refinance Loan Ratesin Oregon

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 07/02/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.074% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$6,899 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.222% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.743 Points$2,378 Points Fee
$3,428 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.224% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.719 Points$2,301 Points Fee
$3,504 Total Fees$1,203 Lender Fees
 30 Years Fixed
6.255% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.983 Points$3,146 Points Fee
$4,441 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.360% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.850 Points$2,720 Points Fee
$3,956 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.364% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.732 Points$2,342 Points Fee
$3,971 Total Fees$1,629 Lender Fees
 30 Years Fixed
6.375% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.889 Points$2,845 Points Fee
$4,240 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.377% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.579 Points$1,853 Points Fee
$8,653 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.440% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.482% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.661 Points$2,115 Points Fee
$3,609 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.492% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.843 Points$2,698 Points Fee
$4,230 Total Fees$1,532 Lender Fees
 30 Years Fixed
6.518% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
A smarter way to get cash from your home
Refinance to lower your rate
Low rates, quick quote & approval
Discover multiple refinance options
6.306% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.596 Points$1,907 Points Fee
$1,907 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in