Home Refinance Loan Ratesin Oregon

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/16/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.993% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.874 Points$2,797 Points Fee
$4,092 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.063% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.786 Points$2,515 Points Fee
$2,904 Total Fees$389 Lender Fees
 30 Years Fixed
6.081% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.429 Points$1,373 Points Fee
$2,768 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.190% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.363% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.976 Points$3,123 Points Fee
$3,823 Total Fees$700 Lender Fees
 30 Years Fixed
7.058% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.687 Points$2,198 Points Fee
$2,198 Total Fees$0 Lender Fees
 30 Years Fixed
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5.940% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.700 Points$2,240 Points Fee
$2,240 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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