Home Refinance Loan Ratesin Oregon

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/31/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.995% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.925 Points$2,960 Points Fee
$4,248 Total Fees$1,288 Lender Fees
 30 Years Fixed
6.159% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.968 Points$3,098 Points Fee
$9,898 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.248% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.873 Points$2,794 Points Fee
$4,189 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.251% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.942 Points$3,014 Points Fee
$4,309 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.339% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.944 Points$3,021 Points Fee
$3,410 Total Fees$389 Lender Fees
 30 Years Fixed
6.357% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.820 Points$2,624 Points Fee
$3,619 Total Fees$995 Lender Fees
 30 Years Fixed
6.360% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.648 Points$2,074 Points Fee
$3,856 Total Fees$1,782 Lender Fees
 30 Years Fixed
6.403% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.429% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.445% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.731 Points$2,339 Points Fee
$2,339 Total Fees$0 Lender Fees
 30 Years Fixed
6.487% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.861 Points$2,755 Points Fee
$3,750 Total Fees$995 Lender Fees
 30 Years Fixed
6.594% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.982 Points$3,142 Points Fee
$3,142 Total Fees$0 Lender Fees
 30 Years Fixed
6.625% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.946 Points$3,027 Points Fee
$4,522 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.290% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.420 Points$1,344 Points Fee
$1,344 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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