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Home Refinance Loan Ratesin Oregon
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oregon and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 10/31/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.841% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,195 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
5.853% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,600 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
6.001% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.924 Points$2,957 Points Fee
|
$4,352 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.003% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.981 Points$3,139 Points Fee
|
$4,434 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.076% APR | 5.990% Rate 45 day rate lock | $1,917 Payment per month |
0.928 Points$2,970 Points Fee
|
$3,359 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
6.088% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.818 Points$2,618 Points Fee
|
$3,368 Total Fees$750 Lender Fees
|
30 Years Fixed | |
|
6.174% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.875 Points$2,800 Points Fee
|
$6,000 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.201% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.463% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.708 Points$2,266 Points Fee
|
$2,966 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.956% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.873 Points$2,794 Points Fee
|
$2,794 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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