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Home Refinance Loan Ratesin Oklahoma
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Oklahoma and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 03/16/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.761% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,800 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
5.851% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.852 Points$2,726 Points Fee
|
$3,521 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
5.854% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.791 Points$2,531 Points Fee
|
$3,719 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.049% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.634 Points$2,029 Points Fee
|
$2,029 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.120% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.989 Points$3,165 Points Fee
|
$4,460 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.202% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.826 Points$2,643 Points Fee
|
$2,643 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.213% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.227% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.781 Points$2,499 Points Fee
|
$3,494 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.228% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.757 Points$2,422 Points Fee
|
$3,650 Total Fees$1,228 Lender Fees
|
30 Years Fixed | |
|
6.457% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.860 Points$2,752 Points Fee
|
$2,752 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.605% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.732 Points$2,342 Points Fee
|
$3,837 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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| Your home's value could help you save. | ||||||
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PENNYMAC |
6.056% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.606 Points$1,939 Points Fee
|
$1,939 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Exploring your options for home refinancing in Oklahoma? The ERATE platform provides a detailed and current overview of the best refinance rates available in the state. Here, you can effortlessly compare rates from various lenders, ensuring that you find the ideal match for your refinancing needs. Our comprehensive list includes rates from trusted local and national lenders, tailored to suit diverse financial profiles and goals.
Use ERATE's resources to make an informed decision on your home refinance loan, benefiting from the most competitive rates in Oklahoma.
Oklahoma Cities Resource
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