Home Refinance Loan Ratesin New Mexico

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Mexico and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/14/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.117% APR 5.999% Rate 30 day rate lock $1,919 Payment per month
0.959 Points$3,069 Points Fee
$4,164 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.243% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.853 Points$2,730 Points Fee
$4,025 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.313% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.352 Points$1,126 Points Fee
$2,121 Total Fees$995 Lender Fees
 30 Years Fixed
6.327% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.468% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.977 Points$3,126 Points Fee
$3,126 Total Fees$0 Lender Fees
 30 Years Fixed
6.616% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.849 Points$2,717 Points Fee
$4,212 Total Fees$1,495 Lender Fees
 30 Years Fixed
Refinance to lower your rate
Discover multiple refinance options
Your home's value could help you save.
Low rates, quick quote & approval
6.168% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.468 Points$1,498 Points Fee
$1,498 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in

New Mexico Cities Resource

Choose your city below to view local mortgage lenders in your area: