Home Refinance Loan Ratesin New Mexico

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Mexico and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/06/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.993% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.872 Points$2,790 Points Fee
$4,085 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.077% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
 30 Years Fixed
6.111% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.882 Points$2,822 Points Fee
$3,817 Total Fees$995 Lender Fees
 30 Years Fixed
6.174% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.330% APR 6.240% Rate 30 day rate lock $1,969 Payment per month
0.950 Points$3,040 Points Fee
$3,040 Total Fees$0 Lender Fees
 30 Years Fixed
6.453% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.604 Points$1,933 Points Fee
$2,633 Total Fees$700 Lender Fees
 30 Years Fixed
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5.948% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.785 Points$2,512 Points Fee
$2,512 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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