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Home Refinance Loan Ratesin New Mexico
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in New Mexico and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 10/16/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.989% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.834 Points$2,669 Points Fee
|
$3,964 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
5.991% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.817 Points$2,614 Points Fee
|
$4,009 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.066% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.083% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.595 Points$1,904 Points Fee
|
$3,199 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.116% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.766 Points$2,451 Points Fee
|
$4,339 Total Fees$1,888 Lender Fees
|
30 Years Fixed | |
|
6.163% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,600 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.230% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.902 Points$2,886 Points Fee
|
$3,586 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.933% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.625 Points$2,000 Points Fee
|
$2,000 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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