Home Refinance Loan Ratesin Montana

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Montana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/11/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
7.166% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.625 Points$2,000 Points Fee
$5,514 Total Fees$3,515 Lender Fees
30 Years Fixed
7.294% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.438 Points$1,402 Points Fee
$1,402 Total Fees$0 Lender Fees
30 Years Fixed
7.304% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.959 Points$3,069 Points Fee
$9,869 Total Fees$6,800 Lender Fees
30 Years Fixed
7.394% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.964 Points$3,085 Points Fee
$4,579 Total Fees$1,494 Lender Fees
30 Years Fixed
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7.299% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.484 Points$1,549 Points Fee
$1,549 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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