Sort By:
Home Refinance Loan Ratesin Minnesota
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Minnesota and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/01/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.200% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.546 Points$1,747 Points Fee
|
$2,757 Total Fees$1,010 Lender Fees
|
30 Years Fixed | |
|
6.458% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.870 Points$2,784 Points Fee
|
$2,784 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.489% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.759 Points$2,429 Points Fee
|
$3,824 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.549% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.615 Points$1,968 Points Fee
|
$1,968 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.573% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.648 Points$2,074 Points Fee
|
$2,774 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.602% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.580 Points$1,856 Points Fee
|
$3,743 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
6.668% APR | 6.500% Rate 45 day rate lock | $2,023 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,600 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.834% APR | 6.624% Rate 30 day rate lock | $2,049 Payment per month |
0.836 Points$2,675 Points Fee
|
$6,975 Total Fees$4,300 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Cash Out & Debt Consolidation Experts (We Approve Credit Scores 500+) | ||||||
ADVERTISEMENT
| Use your VA Loan Benefit to get cash from your home equity | ||||||
ADVERTISEMENT
| We approve credit scores as low as 550 for VA and FHA refinancing | ||||||
ADVERTISEMENT
| Homeowners best kept secret for cash | ||||||
ADVERTISEMENT
| Discover multiple refinance options | ||||||
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Minnesota Cities Resource
Choose your city below to view local mortgage lenders in your area: