Home Refinance Loan Ratesin Michigan

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Michigan and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 10/02/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
7.095% APR 6.990% Rate 15 day rate lock $2,127 Payment per month
0.441 Points$1,411 Points Fee
$3,406 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.102% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.972 Points$3,110 Points Fee
$3,823 Total Fees$713 Lender Fees
 30 Years Fixed
7.206% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
7.239% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.901 Points$2,883 Points Fee
$8,078 Total Fees$5,195 Lender Fees
 30 Years Fixed
7.251% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.972 Points$3,110 Points Fee
$4,160 Total Fees$1,050 Lender Fees
 30 Years Fixed
7.251% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.875 Points$2,800 Points Fee
$8,494 Total Fees$5,694 Lender Fees
 30 Years Fixed
7.345% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.636 Points$2,035 Points Fee
$3,271 Total Fees$1,236 Lender Fees
 30 Years Fixed
7.385% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.910 Points$2,912 Points Fee
$4,307 Total Fees$1,395 Lender Fees
 30 Years Fixed
7.476% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
7.494% APR 7.375% Rate 30 day rate lock $2,211 Payment per month
0.713 Points$2,282 Points Fee
$3,776 Total Fees$1,494 Lender Fees
 30 Years Fixed
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7.317% APR 7.250% Rate 30 day rate lock $2,183 Payment per month
0.670 Points$2,144 Points Fee
$2,144 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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