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Home Refinance Loan Ratesin Maryland
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 05/02/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Refinance once. Stop paying lending fees forever. | View Details Sponsored
|
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|
5.993% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.652 Points$2,086 Points Fee
|
$4,081 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.117% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.919 Points$2,941 Points Fee
|
$4,036 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.147% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.828 Points$2,650 Points Fee
|
$9,450 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.195% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.762 Points$2,438 Points Fee
|
$2,438 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.206% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.864 Points$2,765 Points Fee
|
$2,765 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.213% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.222% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.743 Points$2,378 Points Fee
|
$3,428 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.265% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.291% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.938 Points$3,002 Points Fee
|
$5,849 Total Fees$2,847 Lender Fees
|
30 Years Fixed | |
|
6.346% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.609 Points$1,949 Points Fee
|
$3,244 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.363% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.734 Points$2,349 Points Fee
|
$3,843 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.423% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.504 Points$1,613 Points Fee
|
$1,613 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.432% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.601 Points$1,923 Points Fee
|
$1,923 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.595% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.988 Points$3,162 Points Fee
|
$3,162 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.606% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.745 Points$2,384 Points Fee
|
$3,879 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
6.195% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.743 Points$2,378 Points Fee
|
$2,378 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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