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Home Refinance Loan Ratesin Maryland
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 10/30/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.879% APR | 5.750% Rate 15 day rate lock | $1,868 Payment per month |
0.783 Points$2,506 Points Fee
|
$4,501 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.989% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.892 Points$2,854 Points Fee
|
$3,949 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
5.999% APR | 5.875% Rate 35 day rate lock | $1,893 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,290 Total Fees$1,490 Lender Fees
|
30 Years Fixed | |
|
6.003% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.987 Points$3,158 Points Fee
|
$4,453 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.059% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,400 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.098% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.926 Points$2,963 Points Fee
|
$3,713 Total Fees$750 Lender Fees
|
30 Years Fixed | |
|
6.201% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.456% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.845 Points$2,704 Points Fee
|
$2,704 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.463% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.708 Points$2,266 Points Fee
|
$2,966 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.955% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.867 Points$2,774 Points Fee
|
$2,774 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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