Sort By:
Home Refinance Loan Ratesin Maryland
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Maryland and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 12/15/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.867% APR | 5.750% Rate 15 day rate lock | $1,868 Payment per month |
0.654 Points$2,093 Points Fee
|
$4,088 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
5.968% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.675 Points$2,160 Points Fee
|
$3,210 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.003% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.987 Points$3,158 Points Fee
|
$4,453 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.005% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.970 Points$3,104 Points Fee
|
$4,499 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.011% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.878 Points$2,810 Points Fee
|
$4,800 Total Fees$1,990 Lender Fees
|
30 Years Fixed | |
|
6.052% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.665 Points$2,128 Points Fee
|
$2,128 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.074% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.899 Points$2,877 Points Fee
|
$2,877 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.084% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.899 Points$2,877 Points Fee
|
$2,877 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.092% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.759 Points$2,429 Points Fee
|
$3,524 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.096% APR | 5.999% Rate 30 day rate lock | $1,919 Payment per month |
0.813 Points$2,602 Points Fee
|
$3,352 Total Fees$750 Lender Fees
|
30 Years Fixed | |
|
6.116% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,997 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.213% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.289% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,600 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.331% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.967 Points$3,094 Points Fee
|
$3,094 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.454% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.611 Points$1,955 Points Fee
|
$2,655 Total Fees$700 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Homeowners best kept secret for cash | ||||||
ADVERTISEMENT
| Refi from your sofa. It’s surprisingly simple. | ||||||
ADVERTISEMENT
| Use your VA Loan Benefit to get cash from your home equity | ||||||
PENNYMAC |
5.942% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.728 Points$2,330 Points Fee
|
$2,330 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Maryland Cities Resource
Choose your city below to view local mortgage lenders in your area: