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Home Refinance Loan Ratesin Maine
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Maine and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 12/16/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.878% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.813 Points$2,602 Points Fee
|
$4,489 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
6.003% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.981 Points$3,139 Points Fee
|
$4,434 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.077% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.934 Points$2,989 Points Fee
|
$2,989 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.081% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.429 Points$1,373 Points Fee
|
$2,768 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.114% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.918 Points$2,938 Points Fee
|
$3,933 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.186% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,400 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.201% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.331% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.967 Points$3,094 Points Fee
|
$3,094 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.363% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.976 Points$3,123 Points Fee
|
$3,823 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.952% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.832 Points$2,662 Points Fee
|
$2,662 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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