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Home Refinance Loan Ratesin Louisiana
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Louisiana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/01/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.993% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.655 Points$2,096 Points Fee
|
$4,091 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.074% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.658 Points$2,106 Points Fee
|
$2,901 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.120% APR | 5.999% Rate 30 day rate lock | $1,919 Payment per month |
0.990 Points$3,168 Points Fee
|
$4,263 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.158% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.952 Points$3,046 Points Fee
|
$9,846 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.202% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.824 Points$2,637 Points Fee
|
$2,637 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.265% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.339% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.350% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.745 Points$2,384 Points Fee
|
$3,379 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.365% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.878 Points$2,810 Points Fee
|
$4,038 Total Fees$1,228 Lender Fees
|
30 Years Fixed | |
|
6.444% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.726 Points$2,323 Points Fee
|
$2,323 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.579% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.929 Points$2,973 Points Fee
|
$2,973 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.630% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.999 Points$3,197 Points Fee
|
$4,692 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Your home's value could help you save. | ||||||
ADVERTISEMENT
| Discover multiple refinance options | ||||||
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| Low rates, quick quote & approval | ||||||
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| Refi from your sofa. It’s surprisingly simple. | ||||||
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| Refinance to lower your rate | ||||||
PENNYMAC |
6.197% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.765 Points$2,448 Points Fee
|
$2,448 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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