Sort By:
Home Refinance Loan Ratesin Kentucky
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 06/19/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
|||||
|
6.163% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.549 Points$1,757 Points Fee
|
$6,024 Total Fees$4,267 Lender Fees
|
30 Years Fixed | |
|
6.250% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.987 Points$3,158 Points Fee
|
$4,253 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.255% APR | 6.125% Rate 35 day rate lock | $1,945 Payment per month |
0.948 Points$3,034 Points Fee
|
$4,429 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.269% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.782 Points$2,502 Points Fee
|
$9,302 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.335% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.895 Points$2,864 Points Fee
|
$2,864 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.429% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.563 Points$1,802 Points Fee
|
$1,802 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.454% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.825 Points$2,640 Points Fee
|
$2,640 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.466% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.553 Points$1,770 Points Fee
|
$3,065 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.477% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.602 Points$1,926 Points Fee
|
$3,420 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.494% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,995 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.744% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.763 Points$2,442 Points Fee
|
$3,937 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Refinance to lower your rate | ||||||
ADVERTISEMENT
| Proud to help you find the home loan of your future | ||||||
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
ADVERTISEMENT
| Refi from your sofa. It’s surprisingly simple. | ||||||
PENNYMAC |
6.296% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.485 Points$1,552 Points Fee
|
$1,552 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Kentucky Cities Resource
Choose your city below to view local mortgage lenders in your area: