Home Refinance Loan Ratesin Kentucky

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 08/22/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.359% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.751 Points$2,403 Points Fee
$3,698 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.425% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.522 Points$1,670 Points Fee
$1,670 Total Fees$0 Lender Fees
 30 Years Fixed
6.474% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.821 Points$2,627 Points Fee
$3,327 Total Fees$700 Lender Fees
 30 Years Fixed
6.656% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
 30 Years Fixed
Homeowners best kept secret for cash
Refi from your sofa. It’s surprisingly simple.
Use your VA Loan Benefit to get cash from your home equity
We approve credit scores as low as 550 for VA and FHA refinancing
Discover multiple refinance options
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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