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Home Refinance Loan Ratesin Kentucky
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 05/02/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.046% APR | 5.874% Rate 30 day rate lock | $1,893 Payment per month |
0.559 Points$1,789 Points Fee
|
$6,056 Total Fees$4,267 Lender Fees
|
30 Years Fixed | |
|
6.086% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.923 Points$2,954 Points Fee
|
$2,954 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.147% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.828 Points$2,650 Points Fee
|
$9,450 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.206% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.864 Points$2,765 Points Fee
|
$2,765 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.213% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.346% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.609 Points$1,949 Points Fee
|
$3,244 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.363% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.734 Points$2,349 Points Fee
|
$3,843 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.606% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.745 Points$2,384 Points Fee
|
$3,879 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Discover multiple refinance options | ||||||
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| Refinance to lower your rate | ||||||
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| Refi from your sofa. It’s surprisingly simple. | ||||||
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| Low rates, quick quote & approval | ||||||
PENNYMAC |
6.190% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.693 Points$2,218 Points Fee
|
$2,218 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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