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Home Refinance Loan Ratesin Kentucky
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 10/04/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
7.252% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.982 Points$3,142 Points Fee
|
$4,192 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
7.459% APR | 7.375% Rate 30 day rate lock | $2,211 Payment per month |
0.827 Points$2,646 Points Fee
|
$2,646 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.494% APR | 7.375% Rate 30 day rate lock | $2,211 Payment per month |
0.713 Points$2,282 Points Fee
|
$3,776 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
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| Low rates, quick quote & approval | ||||||
ADVERTISEMENT
| Refinance to lower your rate | ||||||
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| Discover multiple refinance options | ||||||
PENNYMAC |
7.318% APR | 7.250% Rate 30 day rate lock | $2,183 Payment per month |
0.680 Points$2,176 Points Fee
|
$2,176 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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