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Home Refinance Loan Ratesin Kentucky
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 12/07/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.993% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.872 Points$2,790 Points Fee
|
$4,085 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.053% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.677 Points$2,166 Points Fee
|
$2,166 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.453% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.604 Points$1,933 Points Fee
|
$2,633 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.939% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.695 Points$2,224 Points Fee
|
$2,224 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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