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Home Refinance Loan Ratesin Kentucky
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Kentucky and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 10/17/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
5.962% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.974% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.663 Points$2,122 Points Fee
|
$3,417 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
5.990% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.843 Points$2,698 Points Fee
|
$3,993 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.005% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.816 Points$2,611 Points Fee
|
$4,601 Total Fees$1,990 Lender Fees
|
30 Years Fixed | |
|
6.037% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.507 Points$1,622 Points Fee
|
$1,622 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.046% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.596 Points$1,907 Points Fee
|
$1,907 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.163% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,600 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.216% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.752 Points$2,406 Points Fee
|
$3,106 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.329% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.948 Points$3,034 Points Fee
|
$3,034 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.826% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.831 Points$2,659 Points Fee
|
$2,659 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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