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Iowa Refinance Rates | Citibank, BofA 30 Year Fixed Iowa Lenders
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Iowa and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 01/30/2026)
Veterans: Get Qualified for $0 Down|
Lender
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APR
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Rate
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Payment
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Points
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Fees
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Loan Type
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Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
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5.935% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.646 Points$2,067 Points Fee
|
$2,067 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.190% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.261% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.829 Points$2,653 Points Fee
|
$4,653 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.818% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.744 Points$2,381 Points Fee
|
$2,381 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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