Iowa Refinance Rates | Citibank, BofA 30 Year Fixed Iowa Lenders

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Iowa and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 03/16/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
Contact details
5.851% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.852 Points$2,726 Points Fee
$3,521 Total Fees$795 Lender Fees
30 Years Fixed
6.006% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.980 Points$3,136 Points Fee
$4,531 Total Fees$1,395 Lender Fees
30 Years Fixed
6.049% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.634 Points$2,029 Points Fee
$2,029 Total Fees$0 Lender Fees
30 Years Fixed
6.120% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.989 Points$3,165 Points Fee
$4,460 Total Fees$1,295 Lender Fees
30 Years Fixed
6.213% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.938 Points$3,002 Points Fee
$3,002 Total Fees$0 Lender Fees
30 Years Fixed
6.227% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.781 Points$2,499 Points Fee
$3,494 Total Fees$995 Lender Fees
30 Years Fixed
6.457% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.860 Points$2,752 Points Fee
$2,752 Total Fees$0 Lender Fees
30 Years Fixed
6.605% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.732 Points$2,342 Points Fee
$3,837 Total Fees$1,495 Lender Fees
30 Years Fixed
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6.063% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.676 Points$2,163 Points Fee
$2,163 Total Fees$0 Lender Fees
30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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