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Refinance Mortgage Rates for Indiana HomesLow Rates - 2% 2.25% 15 years. Find Lowest Rates
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Indiana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 05/12/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.995% APR | 5.874% Rate 30 day rate lock | $1,893 Payment per month |
0.000 Points$0 Points Fee
|
$4,267 Total Fees$4,267 Lender Fees
|
30 Years Fixed | |
|
6.216% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.658 Points$2,106 Points Fee
|
$3,342 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.231% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.700 Points$2,240 Points Fee
|
$3,635 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.242% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.965 Points$3,088 Points Fee
|
$4,138 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.265% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.739 Points$2,365 Points Fee
|
$9,165 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.301% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.541 Points$1,731 Points Fee
|
$1,731 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.317% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.375 Points$1,200 Points Fee
|
$2,383 Total Fees$1,183 Lender Fees
|
30 Years Fixed | |
|
6.332% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.553 Points$1,770 Points Fee
|
$2,765 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.350% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.720 Points$2,304 Points Fee
|
$3,492 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.380% APR | 6.250% Rate 45 day rate lock | $1,971 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,395 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.381% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.927 Points$2,966 Points Fee
|
$4,460 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.429% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.563 Points$1,802 Points Fee
|
$1,802 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.440% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.686 Points$2,195 Points Fee
|
$2,195 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.592% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.963 Points$3,082 Points Fee
|
$3,082 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.729% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.605 Points$1,936 Points Fee
|
$3,431 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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| Low rates, quick quote & approval | ||||||
PENNYMAC |
6.215% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.965 Points$3,088 Points Fee
|
$3,088 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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