Refinance Mortgage Rates for Indiana HomesLow Rates - 2% 2.25% 15 years. Find Lowest Rates

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Indiana and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 12/16/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.528% APR 5.375% Rate 30 day rate lock $1,792 Payment per month
0.900 Points$2,880 Points Fee
$5,547 Total Fees$2,667 Lender Fees
 30 Years Fixed
5.878% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.813 Points$2,602 Points Fee
$4,489 Total Fees$1,887 Lender Fees
 30 Years Fixed
6.014% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.912 Points$2,918 Points Fee
$4,908 Total Fees$1,990 Lender Fees
 30 Years Fixed
6.056% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.706 Points$2,259 Points Fee
$2,259 Total Fees$0 Lender Fees
 30 Years Fixed
6.059% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.738 Points$2,362 Points Fee
$2,362 Total Fees$0 Lender Fees
 30 Years Fixed
6.077% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.934 Points$2,989 Points Fee
$2,989 Total Fees$0 Lender Fees
 30 Years Fixed
6.081% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.429 Points$1,373 Points Fee
$2,768 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.114% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.918 Points$2,938 Points Fee
$3,933 Total Fees$995 Lender Fees
 30 Years Fixed
6.186% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.201% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.331% APR 6.240% Rate 30 day rate lock $1,969 Payment per month
0.967 Points$3,094 Points Fee
$3,094 Total Fees$0 Lender Fees
 30 Years Fixed
6.363% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.976 Points$3,123 Points Fee
$3,823 Total Fees$700 Lender Fees
 30 Years Fixed
Use your VA Loan Benefit to get cash from your home equity
Homeowners best kept secret for cash
5.945% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.762 Points$2,438 Points Fee
$2,438 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in