Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 10/28/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.935% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.500 Points$1,600 Points Fee
$6,195 Total Fees$4,595 Lender Fees
 30 Years Fixed
7.013% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
1.000 Points$3,200 Points Fee
$4,570 Total Fees$1,370 Lender Fees
 30 Years Fixed
7.047% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.939 Points$3,005 Points Fee
$9,805 Total Fees$6,800 Lender Fees
 30 Years Fixed
7.083% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.942 Points$3,014 Points Fee
$3,014 Total Fees$0 Lender Fees
 30 Years Fixed
7.148% APR 7.000% Rate 45 day rate lock $2,129 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
7.187% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.623 Points$1,994 Points Fee
$1,994 Total Fees$0 Lender Fees
 30 Years Fixed
7.194% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
7.238% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.667 Points$2,134 Points Fee
$3,628 Total Fees$1,494 Lender Fees
 30 Years Fixed
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6.973% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.996 Points$3,187 Points Fee
$3,187 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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