Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 09/12/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.610% APR 6.490% Rate 15 day rate lock $2,021 Payment per month
0.623 Points$1,994 Points Fee
$3,989 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.946% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.726 Points$2,323 Points Fee
$2,323 Total Fees$0 Lender Fees
 30 Years Fixed
6.979% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.236 Points$755 Points Fee
$7,555 Total Fees$6,800 Lender Fees
 30 Years Fixed
7.013% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.939 Points$3,005 Points Fee
$4,499 Total Fees$1,494 Lender Fees
 30 Years Fixed
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6.839% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.914 Points$2,925 Points Fee
$2,925 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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