Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 09/15/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.849% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.460 Points$1,472 Points Fee
$3,467 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.061% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.767 Points$2,454 Points Fee
$2,454 Total Fees$0 Lender Fees
 30 Years Fixed
6.088% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.832 Points$2,662 Points Fee
$3,362 Total Fees$700 Lender Fees
 30 Years Fixed
6.120% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.809 Points$2,589 Points Fee
$4,476 Total Fees$1,887 Lender Fees
 30 Years Fixed
6.174% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.175% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.531 Points$1,699 Points Fee
$1,699 Total Fees$0 Lender Fees
 30 Years Fixed
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5.933% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.630 Points$2,016 Points Fee
$2,016 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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