Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 04/30/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.989% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.609 Points$1,949 Points Fee
$3,944 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.093% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$3,200 Total Fees$0 Lender Fees
 30 Years Fixed
6.093% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$3,315 Total Fees$115 Lender Fees
 30 Years Fixed
6.109% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.736 Points$2,355 Points Fee
$3,750 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.158% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.951 Points$3,043 Points Fee
$9,843 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.189% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.694 Points$2,221 Points Fee
$2,221 Total Fees$0 Lender Fees
 30 Years Fixed
6.202% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.815 Points$2,608 Points Fee
$2,608 Total Fees$0 Lender Fees
 30 Years Fixed
6.216% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.676 Points$2,163 Points Fee
$3,213 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.235% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.858 Points$2,746 Points Fee
$3,982 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.277% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.315% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.351% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.760 Points$2,432 Points Fee
$3,427 Total Fees$995 Lender Fees
 30 Years Fixed
6.441% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.690 Points$2,208 Points Fee
$2,208 Total Fees$0 Lender Fees
 30 Years Fixed
6.587% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.563 Points$1,802 Points Fee
$2,992 Total Fees$1,190 Lender Fees
 30 Years Fixed
6.595% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.990 Points$3,168 Points Fee
$3,168 Total Fees$0 Lender Fees
 30 Years Fixed
6.619% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.883 Points$2,826 Points Fee
$4,321 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.188% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.676 Points$2,163 Points Fee
$2,163 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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