Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 01/29/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.862% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.785 Points$2,512 Points Fee
$3,907 Total Fees$1,395 Lender Fees
 30 Years Fixed
5.935% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.646 Points$2,067 Points Fee
$2,067 Total Fees$0 Lender Fees
 30 Years Fixed
6.002% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.190% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.261% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.829 Points$2,653 Points Fee
$4,653 Total Fees$2,000 Lender Fees
 30 Years Fixed
Use your VA Loan Benefit to get cash from your home equity
Homeowners best kept secret for cash
Refi from your sofa. It’s surprisingly simple.
Discover multiple refinance options
5.818% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.744 Points$2,381 Points Fee
$2,381 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in