Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 07/29/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.274% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.971 Points$3,107 Points Fee
$5,102 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.366% APR 6.250% Rate 15 day rate lock $1,971 Payment per month
0.602 Points$1,926 Points Fee
$3,921 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.466% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$7,330 Total Fees$5,330 Lender Fees
 30 Years Fixed
6.608% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.795 Points$2,544 Points Fee
$3,939 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.611% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$3,770 Total Fees$1,370 Lender Fees
 30 Years Fixed
6.679% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.715% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.932 Points$2,982 Points Fee
$2,982 Total Fees$0 Lender Fees
 30 Years Fixed
6.970% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.625 Points$2,000 Points Fee
$3,190 Total Fees$1,190 Lender Fees
 30 Years Fixed
Low rates, quick quote & approval
Proud to help you find the home loan of your future
Discover multiple refinance options
A smarter way to get cash from your home
Refinance to lower your rate
6.576% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.788 Points$2,522 Points Fee
$2,522 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in