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2.625% Current Refinance Rates - 30 Year Fixed and more Idaho Lenders
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 08/13/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.188% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.625 Points$2,000 Points Fee
|
$6,499 Total Fees$4,499 Lender Fees
|
30 Years Fixed | |
|
6.370% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.649 Points$2,077 Points Fee
|
$4,072 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.373% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.970 Points$3,104 Points Fee
|
$4,307 Total Fees$1,203 Lender Fees
|
30 Years Fixed | |
|
6.473% APR | 6.375% Rate 35 day rate lock | $1,997 Payment per month |
0.594 Points$1,901 Points Fee
|
$3,296 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.491% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.818 Points$2,618 Points Fee
|
$3,913 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.494% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.812 Points$2,598 Points Fee
|
$3,993 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.512% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.659 Points$2,109 Points Fee
|
$8,909 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.554% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.563 Points$1,802 Points Fee
|
$1,802 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.580% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.522 Points$1,670 Points Fee
|
$2,906 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.586% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.623% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.902 Points$2,886 Points Fee
|
$4,418 Total Fees$1,532 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Discover multiple refinance options | ||||||
ADVERTISEMENT
| Proud to help you find the home loan of your future | ||||||
ADVERTISEMENT
| Refinance to lower your rate | ||||||
ADVERTISEMENT
| A smarter way to get cash from your home | ||||||
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| Low rates, quick quote & approval | ||||||
PENNYMAC |
6.434% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.619 Points$1,981 Points Fee
|
$1,981 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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