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2.625% Current Refinance Rates - 30 Year Fixed and more Idaho Lenders
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 06/29/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.947% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.750 Points$2,400 Points Fee
|
$6,899 Total Fees$4,499 Lender Fees
|
30 Years Fixed | |
|
6.230% APR | 6.125% Rate 35 day rate lock | $1,945 Payment per month |
0.689 Points$2,205 Points Fee
|
$3,600 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.232% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.834 Points$2,669 Points Fee
|
$3,905 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.246% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.524 Points$1,677 Points Fee
|
$8,477 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.247% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.866 Points$2,771 Points Fee
|
$4,166 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.277% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.315% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.371% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.899 Points$2,877 Points Fee
|
$4,409 Total Fees$1,532 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
6.191% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.704 Points$2,253 Points Fee
|
$2,253 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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