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2.625% Current Refinance Rates - 30 Year Fixed and more Idaho Lenders
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Idaho and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 12/15/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.856% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.375 Points$1,200 Points Fee
|
$3,695 Total Fees$2,495 Lender Fees
|
30 Years Fixed | |
|
5.876% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,400 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
6.003% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.987 Points$3,158 Points Fee
|
$4,453 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.005% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.970 Points$3,104 Points Fee
|
$4,499 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.076% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.921 Points$2,947 Points Fee
|
$3,336 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
6.116% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.940 Points$3,008 Points Fee
|
$4,003 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.213% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.289% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,600 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.331% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
0.967 Points$3,094 Points Fee
|
$3,094 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.454% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.611 Points$1,955 Points Fee
|
$2,655 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.940% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.708 Points$2,266 Points Fee
|
$2,266 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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