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Home Refinancing Rates Hawaii
Current Rates
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Hawaii and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/28/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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|
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|
6.122% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.996 Points$3,187 Points Fee
|
$4,423 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.132% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.666 Points$2,131 Points Fee
|
$8,931 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.213% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.243% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.850 Points$2,720 Points Fee
|
$4,015 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.254% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,395 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.330% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.534 Points$1,709 Points Fee
|
$2,704 Total Fees$995 Lender Fees
|
30 Years Fixed | |
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| Low rates, quick quote & approval | ||||||
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| Your home's value could help you save. | ||||||
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| Refinance to lower your rate | ||||||
PENNYMAC |
6.070% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.859 Points$2,749 Points Fee
|
$2,749 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
