Home Refinance Loan Ratesin Georgia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 06/23/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.946% APR 5.740% Rate 30 day rate lock $1,866 Payment per month
0.939 Points$3,005 Points Fee
$7,272 Total Fees$4,267 Lender Fees
 30 Years Fixed
6.062% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$6,499 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.098% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.814 Points$2,605 Points Fee
$3,793 Total Fees$1,188 Lender Fees
 30 Years Fixed
6.124% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.818 Points$2,618 Points Fee
$4,613 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.245% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.900 Points$2,880 Points Fee
$4,105 Total Fees$1,225 Lender Fees
 30 Years Fixed
6.307% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.475 Points$1,520 Points Fee
$2,061 Total Fees$541 Lender Fees
 30 Years Fixed
6.356% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.782 Points$2,502 Points Fee
$3,597 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.365% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.905 Points$2,896 Points Fee
$4,132 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.367% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.765 Points$2,448 Points Fee
$4,076 Total Fees$1,628 Lender Fees
 30 Years Fixed
6.377% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$4,295 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.379% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.590 Points$1,888 Points Fee
$8,688 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.439% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.671 Points$2,147 Points Fee
$2,147 Total Fees$0 Lender Fees
 30 Years Fixed
6.440% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.471% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.661 Points$2,115 Points Fee
$3,343 Total Fees$1,228 Lender Fees
 30 Years Fixed
6.474% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.605 Points$1,936 Points Fee
$3,331 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.506% APR 6.375% Rate 45 day rate lock $1,997 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.532% APR 6.490% Rate 35 day rate lock $2,021 Payment per month
0.000 Points$0 Points Fee
$1,395 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.582% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.957 Points$3,062 Points Fee
$3,062 Total Fees$0 Lender Fees
 30 Years Fixed
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6.307% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.606 Points$1,939 Points Fee
$1,939 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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