Home Refinance Loan Ratesin Georgia

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Georgia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 01/30/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.647% APR 5.490% Rate 30 day rate lock $1,815 Payment per month
0.930 Points$2,976 Points Fee
$5,643 Total Fees$2,667 Lender Fees
 30 Years Fixed
5.702% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.502 Points$1,606 Points Fee
$2,794 Total Fees$1,188 Lender Fees
 30 Years Fixed
5.735% APR 5.625% Rate 15 day rate lock $1,843 Payment per month
0.587 Points$1,878 Points Fee
$3,873 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.862% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.785 Points$2,512 Points Fee
$3,907 Total Fees$1,395 Lender Fees
 30 Years Fixed
5.935% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.646 Points$2,067 Points Fee
$2,067 Total Fees$0 Lender Fees
 30 Years Fixed
5.956% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.529 Points$1,693 Points Fee
$2,788 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.982% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.851 Points$2,723 Points Fee
$3,718 Total Fees$995 Lender Fees
 30 Years Fixed
5.989% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.723 Points$2,314 Points Fee
$4,096 Total Fees$1,782 Lender Fees
 30 Years Fixed
6.002% APR 5.875% Rate 45 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.190% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.261% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.829 Points$2,653 Points Fee
$4,653 Total Fees$2,000 Lender Fees
 30 Years Fixed
Refi from your sofa. It’s surprisingly simple.
Homeowners best kept secret for cash
Use your VA Loan Benefit to get cash from your home equity
5.812% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.674 Points$2,157 Points Fee
$2,157 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in