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Home Refinance Loan Ratesin District of Columbia
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in District of Columbia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 04/02/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.000% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.728 Points$2,330 Points Fee
|
$4,325 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.149% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.861 Points$2,755 Points Fee
|
$9,555 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.225% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.820 Points$2,624 Points Fee
|
$3,419 Total Fees$795 Lender Fees
|
30 Years Fixed | |
|
6.241% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.923 Points$2,954 Points Fee
|
$3,949 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.241% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.830 Points$2,656 Points Fee
|
$3,951 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.251% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.906 Points$2,899 Points Fee
|
$4,294 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.327% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.339% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.634 Points$2,029 Points Fee
|
$3,024 Total Fees$995 Lender Fees
|
30 Years Fixed | |
|
6.343% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.987 Points$3,158 Points Fee
|
$3,158 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.374% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.988 Points$3,162 Points Fee
|
$4,212 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.375% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.000 Points$0 Points Fee
|
$0 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.403% APR | 6.250% Rate 45 day rate lock | $1,971 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.584% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.977 Points$3,126 Points Fee
|
$3,126 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.619% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.877 Points$2,806 Points Fee
|
$4,301 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
|
6.740% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.840 Points$2,688 Points Fee
|
$3,813 Total Fees$1,125 Lender Fees
|
30 Years Fixed | |
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| Refinance to lower your rate | ||||||
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| Your home's value could help you save. | ||||||
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| Low rates, quick quote & approval | ||||||
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| Discover multiple refinance options | ||||||
PENNYMAC |
6.079% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.959 Points$3,069 Points Fee
|
$3,069 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
