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Home Refinance Loan Ratesin District of Columbia
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in District of Columbia and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 06/03/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
6.146% APR | 6.000% Rate 15 day rate lock | $1,919 Payment per month |
0.952 Points$3,046 Points Fee
|
$5,041 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.347% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.621 Points$1,987 Points Fee
|
$3,282 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.352% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.769 Points$2,461 Points Fee
|
$3,697 Total Fees$1,236 Lender Fees
|
30 Years Fixed | |
|
6.366% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.889 Points$2,845 Points Fee
|
$3,940 Total Fees$1,095 Lender Fees
|
30 Years Fixed | |
|
6.376% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.564 Points$1,805 Points Fee
|
$8,605 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.383% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.978 Points$3,130 Points Fee
|
$4,525 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.440% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.452% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.813 Points$2,602 Points Fee
|
$2,602 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.484% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.820 Points$2,624 Points Fee
|
$3,674 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.494% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,995 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.496% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.800 Points$2,560 Points Fee
|
$4,054 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.754% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.873 Points$2,794 Points Fee
|
$4,289 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
|
6.896% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.974 Points$3,117 Points Fee
|
$4,812 Total Fees$1,695 Lender Fees
|
30 Years Fixed | |
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| Proud to help you find the home loan of your future | ||||||
ADVERTISEMENT
| Refinance to lower your rate | ||||||
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| Discover multiple refinance options | ||||||
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| Low rates, quick quote & approval | ||||||
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| Refi from your sofa. It’s surprisingly simple. | ||||||
PENNYMAC |
6.294% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.469 Points$1,501 Points Fee
|
$1,501 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
