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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 03/16/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.956% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.500 Points$1,600 Points Fee
|
$2,795 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
6.006% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.980 Points$3,136 Points Fee
|
$4,531 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.049% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.634 Points$2,029 Points Fee
|
$2,029 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.065% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.804 Points$2,573 Points Fee
|
$2,573 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.120% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.989 Points$3,165 Points Fee
|
$4,460 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.213% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.938 Points$3,002 Points Fee
|
$3,002 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.296% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.486 Points$1,555 Points Fee
|
$1,555 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.605% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.732 Points$2,342 Points Fee
|
$3,837 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
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| Your home's value could help you save. | ||||||
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| Discover multiple refinance options | ||||||
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| Refi from your sofa. It’s surprisingly simple. | ||||||
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| America's #1 Retail Lender (Scottsman Guide) | ||||||
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| Low rates, quick quote & approval | ||||||
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| Refinance to lower your rate | ||||||
PENNYMAC |
6.051% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.544 Points$1,741 Points Fee
|
$1,741 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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