Home Refinance Loan Ratesin Arizona

Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.

(Last Updated: 05/01/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.956% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.500 Points$1,600 Points Fee
$2,895 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.041% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.750 Points$2,400 Points Fee
$5,914 Total Fees$3,515 Lender Fees
 30 Years Fixed
6.070% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$2,505 Total Fees$105 Lender Fees
 30 Years Fixed
6.073% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.500 Points$1,600 Points Fee
$6,881 Total Fees$5,281 Lender Fees
 30 Years Fixed
6.109% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.982 Points$3,142 Points Fee
$4,192 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.113% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.780 Points$2,496 Points Fee
$3,891 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.124% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$4,383 Total Fees$1,183 Lender Fees
 30 Years Fixed
6.125% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$4,375 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.139% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$4,770 Total Fees$1,570 Lender Fees
 30 Years Fixed
6.147% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.828 Points$2,650 Points Fee
$9,450 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.182% APR 6.124% Rate 30 day rate lock $1,945 Payment per month
0.615 Points$1,968 Points Fee
$1,968 Total Fees$0 Lender Fees
 30 Years Fixed
6.206% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.864 Points$2,765 Points Fee
$2,765 Total Fees$0 Lender Fees
 30 Years Fixed
6.221% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.714 Points$2,285 Points Fee
$3,521 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.265% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.346% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.609 Points$1,949 Points Fee
$3,244 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.363% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.734 Points$2,349 Points Fee
$3,843 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.432% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.601 Points$1,923 Points Fee
$1,923 Total Fees$0 Lender Fees
 30 Years Fixed
6.595% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.988 Points$3,162 Points Fee
$3,162 Total Fees$0 Lender Fees
 30 Years Fixed
6.606% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.745 Points$2,384 Points Fee
$3,879 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.081% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.982 Points$3,142 Points Fee
$3,142 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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