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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 10/29/2025)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Cash Out, HELOC and Home Equity Loans Available | View Details Sponsored
|
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|
5.623% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.990 Points$3,168 Points Fee
|
$4,457 Total Fees$1,289 Lender Fees
|
30 Years Fixed | |
|
5.624% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,395 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
5.624% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.500 Points$1,600 Points Fee
|
$4,399 Total Fees$2,799 Lender Fees
|
30 Years Fixed | |
|
5.635% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.500 Points$1,600 Points Fee
|
$4,800 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
5.635% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.500 Points$1,600 Points Fee
|
$4,906 Total Fees$3,306 Lender Fees
|
30 Years Fixed | |
|
5.677% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.500 Points$1,600 Points Fee
|
$6,295 Total Fees$4,695 Lender Fees
|
30 Years Fixed | |
|
5.861% APR | 5.750% Rate 35 day rate lock | $1,868 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,890 Total Fees$1,490 Lender Fees
|
30 Years Fixed | |
|
5.862% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.905 Points$2,896 Points Fee
|
$4,003 Total Fees$1,107 Lender Fees
|
30 Years Fixed | |
|
5.872% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,357 Total Fees$1,957 Lender Fees
|
30 Years Fixed | |
|
5.941% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.719 Points$2,301 Points Fee
|
$2,301 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
5.964% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.553 Points$1,770 Points Fee
|
$3,065 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.059% APR | 5.875% Rate 45 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,400 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.112% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.981 Points$3,139 Points Fee
|
$3,839 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.334% APR | 6.240% Rate 30 day rate lock | $1,969 Payment per month |
1.000 Points$3,200 Points Fee
|
$3,200 Total Fees$0 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
5.810% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.655 Points$2,096 Points Fee
|
$2,096 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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