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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 08/02/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.483% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,759 Total Fees$1,359 Lender Fees
|
30 Years Fixed | |
|
6.489% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.572 Points$1,830 Points Fee
|
$3,825 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.523% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.500 Points$1,600 Points Fee
|
$5,114 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.614% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.752 Points$2,406 Points Fee
|
$3,801 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.710% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.878 Points$2,810 Points Fee
|
$2,810 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.746% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.789 Points$2,525 Points Fee
|
$4,019 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
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PENNYMAC |
6.591% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.948 Points$3,034 Points Fee
|
$3,034 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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