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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 07/30/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.207% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.875 Points$2,800 Points Fee
|
$2,800 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.330% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.475 Points$1,520 Points Fee
|
$2,779 Total Fees$1,259 Lender Fees
|
30 Years Fixed | |
|
6.356% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,600 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
6.366% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,020 Total Fees$1,220 Lender Fees
|
30 Years Fixed | |
|
6.434% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.625 Points$2,000 Points Fee
|
$2,000 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.463% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.926 Points$2,963 Points Fee
|
$2,963 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.467% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,175 Total Fees$1,175 Lender Fees
|
30 Years Fixed | |
|
6.497% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.876 Points$2,803 Points Fee
|
$4,098 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.561% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.738 Points$2,362 Points Fee
|
$2,362 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.595% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.660 Points$2,112 Points Fee
|
$3,507 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.617% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.998 Points$3,194 Points Fee
|
$3,894 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.634% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.911 Points$2,915 Points Fee
|
$4,803 Total Fees$1,888 Lender Fees
|
30 Years Fixed | |
|
6.692% APR | 6.500% Rate 45 day rate lock | $2,023 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,400 Total Fees$3,200 Lender Fees
|
30 Years Fixed | |
|
6.743% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.750 Points$2,400 Points Fee
|
$3,894 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.963% APR | 6.875% Rate 30 day rate lock | $2,103 Payment per month |
0.893 Points$2,858 Points Fee
|
$3,056 Total Fees$198 Lender Fees
|
30 Years Fixed | |
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Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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