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Home Refinance Loan Ratesin Arizona
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Arizona and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 09/17/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.746% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,159 Total Fees$1,359 Lender Fees
|
30 Years Fixed | |
|
6.787% APR | 6.625% Rate 30 day rate lock | $2,049 Payment per month |
0.625 Points$2,000 Points Fee
|
$5,514 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.883% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.930 Points$2,976 Points Fee
|
$4,371 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.994% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.392 Points$1,254 Points Fee
|
$8,054 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
7.057% APR | 6.990% Rate 30 day rate lock | $2,127 Payment per month |
0.683 Points$2,186 Points Fee
|
$2,186 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
7.107% APR | 7.000% Rate 30 day rate lock | $2,129 Payment per month |
0.614 Points$1,965 Points Fee
|
$3,459 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
7.187% APR | 7.125% Rate 30 day rate lock | $2,156 Payment per month |
0.625 Points$2,000 Points Fee
|
$2,000 Total Fees$0 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Discover multiple refinance options | ||||||
ADVERTISEMENT
| Refinance to lower your rate | ||||||
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
PENNYMAC |
6.842% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.942 Points$3,014 Points Fee
|
$3,014 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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