Sort By:
Home Refinance Loan Ratesin Alabama
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 05/18/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
ADVERTISEMENT
| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
|||||
|
6.267% APR | 6.124% Rate 15 day rate lock | $1,945 Payment per month |
0.909 Points$2,909 Points Fee
|
$4,904 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.438% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.659 Points$2,109 Points Fee
|
$2,109 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.481% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.775 Points$2,480 Points Fee
|
$3,668 Total Fees$1,188 Lender Fees
|
30 Years Fixed | |
|
6.489% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.761 Points$2,435 Points Fee
|
$3,830 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.490% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.422 Points$1,350 Points Fee
|
$8,150 Total Fees$6,800 Lender Fees
|
30 Years Fixed | |
|
6.513% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.983 Points$3,146 Points Fee
|
$4,640 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.518% APR | 6.375% Rate 45 day rate lock | $1,997 Payment per month |
0.875 Points$2,800 Points Fee
|
$4,795 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.845% APR | 6.750% Rate 30 day rate lock | $2,076 Payment per month |
0.506 Points$1,619 Points Fee
|
$3,114 Total Fees$1,495 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| Discover multiple refinance options | ||||||
ADVERTISEMENT
| Refi from your sofa. It’s surprisingly simple. | ||||||
ADVERTISEMENT
| Refinance to lower your rate | ||||||
ADVERTISEMENT
| Low rates, quick quote & approval | ||||||
PENNYMAC |
6.436% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.640 Points$2,048 Points Fee
|
$2,048 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Alabama Cities Resource
Choose your city below to view local mortgage lenders in your area: