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Home Refinance Loan Ratesin Alabama
Looking to refinance your existing mortgage loan? Use ERATE®'s rate chart to compare today's top rates in Alabama and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your refinance loan to ensure you get the best rate and pricing.
(Last Updated: 12/17/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Lower your monthly mortgage payment with a streamlined refinance | View Details Sponsored
|
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|
5.993% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.874 Points$2,797 Points Fee
|
$4,092 Total Fees$1,295 Lender Fees
|
30 Years Fixed | |
|
6.059% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.738 Points$2,362 Points Fee
|
$2,362 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.190% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.688 Points$2,202 Points Fee
|
$2,202 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.363% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.976 Points$3,123 Points Fee
|
$3,823 Total Fees$700 Lender Fees
|
30 Years Fixed | |
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| Discover multiple refinance options | ||||||
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| Refi from your sofa. It’s surprisingly simple. | ||||||
PENNYMAC |
5.925% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.540 Points$1,728 Points Fee
|
$1,728 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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