Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 10/23/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.947% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.625 Points$2,000 Points Fee
$6,595 Total Fees$4,595 Lender Fees
 30 Years Fixed
6.958% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.725 Points$2,320 Points Fee
$2,861 Total Fees$541 Lender Fees
 30 Years Fixed
6.993% APR 6.874% Rate 30 day rate lock $2,102 Payment per month
0.971 Points$3,107 Points Fee
$3,902 Total Fees$795 Lender Fees
 30 Years Fixed
7.051% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.980 Points$3,136 Points Fee
$9,936 Total Fees$6,800 Lender Fees
 30 Years Fixed
7.102% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.625 Points$2,000 Points Fee
$3,370 Total Fees$1,370 Lender Fees
 30 Years Fixed
7.181% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
7.221% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.963 Points$3,082 Points Fee
$3,082 Total Fees$0 Lender Fees
 30 Years Fixed
7.245% APR 7.125% Rate 30 day rate lock $2,156 Payment per month
0.736 Points$2,355 Points Fee
$3,849 Total Fees$1,494 Lender Fees
 30 Years Fixed
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6.970% APR 6.874% Rate 30 day rate lock $2,102 Payment per month
0.984 Points$3,149 Points Fee
$3,149 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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