Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 06/26/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.002% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.751 Points$2,403 Points Fee
$4,398 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.075% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.500 Points$1,600 Points Fee
$6,930 Total Fees$5,330 Lender Fees
 30 Years Fixed
6.086% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.731 Points$2,339 Points Fee
$3,389 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.093% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$3,315 Total Fees$115 Lender Fees
 30 Years Fixed
6.201% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.806 Points$2,579 Points Fee
$2,579 Total Fees$0 Lender Fees
 30 Years Fixed
6.212% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.929 Points$2,973 Points Fee
$2,973 Total Fees$0 Lender Fees
 30 Years Fixed
6.213% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.936 Points$2,995 Points Fee
$2,995 Total Fees$0 Lender Fees
 30 Years Fixed
6.228% APR 6.125% Rate 35 day rate lock $1,945 Payment per month
0.667 Points$2,134 Points Fee
$3,529 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.244% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.507 Points$1,622 Points Fee
$8,422 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.254% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.944 Points$3,021 Points Fee
$4,416 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.262% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$4,695 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.265% APR 6.125% Rate 45 day rate lock $1,945 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.327% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.602% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.724 Points$2,317 Points Fee
$3,507 Total Fees$1,190 Lender Fees
 30 Years Fixed
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6.198% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.778 Points$2,490 Points Fee
$2,490 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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