Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 10/24/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.933% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.625 Points$2,000 Points Fee
$2,000 Total Fees$0 Lender Fees
 30 Years Fixed
5.962% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.945 Points$3,024 Points Fee
$3,024 Total Fees$0 Lender Fees
 30 Years Fixed
5.963% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.953 Points$3,050 Points Fee
$3,050 Total Fees$0 Lender Fees
 30 Years Fixed
5.966% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.981 Points$3,139 Points Fee
$3,139 Total Fees$0 Lender Fees
 30 Years Fixed
5.985% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.753 Points$2,410 Points Fee
$3,805 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.014% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.915 Points$2,928 Points Fee
$4,815 Total Fees$1,887 Lender Fees
 30 Years Fixed
6.033% APR 5.990% Rate 35 day rate lock $1,917 Payment per month
0.000 Points$0 Points Fee
$1,490 Total Fees$1,490 Lender Fees
 30 Years Fixed
6.042% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.174% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.875 Points$2,800 Points Fee
$6,000 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.218% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.996 Points$3,187 Points Fee
$3,187 Total Fees$0 Lender Fees
 30 Years Fixed
6.226% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.862 Points$2,758 Points Fee
$3,458 Total Fees$700 Lender Fees
 30 Years Fixed
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5.925% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.544 Points$1,741 Points Fee
$1,741 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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