Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 08/10/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.260% APR 6.125% Rate 15 day rate lock $1,945 Payment per month
0.815 Points$2,608 Points Fee
$4,603 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.460% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.590 Points$1,888 Points Fee
$2,938 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.462% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.288 Points$922 Points Fee
$2,917 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.466% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.625 Points$2,000 Points Fee
$7,330 Total Fees$5,330 Lender Fees
 30 Years Fixed
6.508% APR 6.375% Rate 35 day rate lock $1,997 Payment per month
0.957 Points$3,062 Points Fee
$4,457 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.577% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.798 Points$2,554 Points Fee
$2,554 Total Fees$0 Lender Fees
 30 Years Fixed
6.592% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.656 Points$2,099 Points Fee
$3,394 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.598% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.586 Points$1,875 Points Fee
$3,270 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.598% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.713 Points$2,282 Points Fee
$3,518 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.606% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.309 Points$989 Points Fee
$7,789 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.607% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.750 Points$2,400 Points Fee
$3,895 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.609% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.992 Points$3,174 Points Fee
$3,969 Total Fees$795 Lender Fees
 30 Years Fixed
6.679% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.563 Points$1,802 Points Fee
$1,802 Total Fees$0 Lender Fees
 30 Years Fixed
6.697% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.747 Points$2,390 Points Fee
$2,390 Total Fees$0 Lender Fees
 30 Years Fixed
6.877% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.962 Points$3,078 Points Fee
$4,268 Total Fees$1,190 Lender Fees
 30 Years Fixed
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6.469% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.990 Points$3,168 Points Fee
$3,168 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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