Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 12/08/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.886% APR 5.750% Rate 15 day rate lock $1,868 Payment per month
0.862 Points$2,758 Points Fee
$4,753 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.045% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.000 Points$0 Points Fee
$1,887 Total Fees$1,887 Lender Fees
 30 Years Fixed
6.048% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.624 Points$1,997 Points Fee
$1,997 Total Fees$0 Lender Fees
 30 Years Fixed
6.075% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.910 Points$2,912 Points Fee
$2,912 Total Fees$0 Lender Fees
 30 Years Fixed
6.080% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.963 Points$3,082 Points Fee
$3,082 Total Fees$0 Lender Fees
 30 Years Fixed
6.092% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.550 Points$1,760 Points Fee
$3,155 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.117% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.947 Points$3,030 Points Fee
$4,025 Total Fees$995 Lender Fees
 30 Years Fixed
6.186% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
1.000 Points$3,200 Points Fee
$6,400 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.190% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.688 Points$2,202 Points Fee
$2,202 Total Fees$0 Lender Fees
 30 Years Fixed
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.877 Points$2,806 Points Fee
$2,806 Total Fees$0 Lender Fees
 30 Years Fixed
6.471% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.787 Points$2,518 Points Fee
$3,218 Total Fees$700 Lender Fees
 30 Years Fixed
Homeowners best kept secret for cash
Refi from your sofa. It’s surprisingly simple.
Use your VA Loan Benefit to get cash from your home equity
5.964% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.969 Points$3,101 Points Fee
$3,101 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in