Home Refinance Loan Ratesin Illinois

Looking for Illinois Refinance Rates?  ERATE® helps you compare today's home refinance mortgage rates in Illinois.  Select from popular programs like the 30 Year Fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you.  Rates are updated daily.

(Last Updated: 03/25/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.001% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.744 Points$2,381 Points Fee
$4,376 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.091% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.837 Points$2,678 Points Fee
$3,473 Total Fees$795 Lender Fees
 30 Years Fixed
6.125% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.000 Points$0 Points Fee
$0 Total Fees$0 Lender Fees
 30 Years Fixed
6.209% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.892 Points$2,854 Points Fee
$2,854 Total Fees$0 Lender Fees
 30 Years Fixed
6.219% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$3,315 Total Fees$115 Lender Fees
 30 Years Fixed
6.240% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.789 Points$2,525 Points Fee
$3,920 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.249% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
1.000 Points$3,200 Points Fee
$4,383 Total Fees$1,183 Lender Fees
 30 Years Fixed
6.251% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.578 Points$1,850 Points Fee
$8,650 Total Fees$6,800 Lender Fees
 30 Years Fixed
6.344% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.653 Points$2,090 Points Fee
$3,280 Total Fees$1,190 Lender Fees
 30 Years Fixed
6.354% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.796 Points$2,547 Points Fee
$3,542 Total Fees$995 Lender Fees
 30 Years Fixed
6.362% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.876 Points$2,803 Points Fee
$3,798 Total Fees$995 Lender Fees
 30 Years Fixed
6.403% APR 6.250% Rate 45 day rate lock $1,971 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.450% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.785 Points$2,512 Points Fee
$2,512 Total Fees$0 Lender Fees
 30 Years Fixed
6.452% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.813 Points$2,602 Points Fee
$2,602 Total Fees$0 Lender Fees
 30 Years Fixed
6.592% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.964 Points$3,085 Points Fee
$3,085 Total Fees$0 Lender Fees
 30 Years Fixed
6.739% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.712 Points$2,278 Points Fee
$3,773 Total Fees$1,495 Lender Fees
 30 Years Fixed
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6.279% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.305 Points$976 Points Fee
$976 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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