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Home Mortgage Loan Ratesin Washington
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 09/13/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
5.761% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,800 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
5.794% APR | 5.625% Rate 30 day rate lock | $1,843 Payment per month |
0.750 Points$2,400 Points Fee
|
$5,950 Total Fees$3,550 Lender Fees
|
30 Years Fixed | |
|
5.954% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.860 Points$2,752 Points Fee
|
$3,141 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
5.993% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
0.000 Points$0 Points Fee
|
$4,324 Total Fees$4,324 Lender Fees
|
30 Years Fixed | |
|
6.055% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.702 Points$2,246 Points Fee
|
$2,246 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.065% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.582 Points$1,862 Points Fee
|
$2,562 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.128% APR | 6.000% Rate 45 day rate lock | $1,919 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,395 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.218% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.996 Points$3,187 Points Fee
|
$3,187 Total Fees$0 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| $0 down payment for Veterans homebuying with a VA Loan | ||||||
ADVERTISEMENT
| As low as 0% down options & down payment assistance | ||||||
ADVERTISEMENT
| Numbers you can trust | ||||||
PENNYMAC |
5.827% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.838 Points$2,682 Points Fee
|
$2,682 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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