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Home Mortgage Loan Ratesin Washington
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 01/30/2026)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
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Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Get the most from your VA benefits & budget | View Details Sponsored
|
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5.602% APR | 5.500% Rate 30 day rate lock | $1,817 Payment per month |
0.625 Points$2,000 Points Fee
|
$3,600 Total Fees$1,600 Lender Fees
|
30 Years Fixed | |
|
6.124% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.000 Points$0 Points Fee
|
$389 Total Fees$389 Lender Fees
|
30 Years Fixed | |
|
6.126% APR | 5.990% Rate 30 day rate lock | $1,917 Payment per month |
0.834 Points$2,669 Points Fee
|
$4,669 Total Fees$2,000 Lender Fees
|
30 Years Fixed | |
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| Numbers you can trust | ||||||
PENNYMAC |
5.806% APR | 5.750% Rate 30 day rate lock | $1,868 Payment per month |
0.612 Points$1,958 Points Fee
|
$1,958 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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