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Home Mortgage Loan Ratesin Washington
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Washington and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 05/14/2026)
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Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
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| Veterans: Make your VA benefit work for you | View Details Sponsored
|
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|
6.023% APR | 5.875% Rate 15 day rate lock | $1,893 Payment per month |
0.984 Points$3,149 Points Fee
|
$5,144 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.064% APR | 5.875% Rate 30 day rate lock | $1,893 Payment per month |
1.000 Points$3,200 Points Fee
|
$6,714 Total Fees$3,515 Lender Fees
|
30 Years Fixed | |
|
6.085% APR | 5.999% Rate 30 day rate lock | $1,919 Payment per month |
0.299 Points$957 Points Fee
|
$2,952 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.114% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.900 Points$2,880 Points Fee
|
$3,930 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.124% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
1.000 Points$3,200 Points Fee
|
$4,250 Total Fees$1,050 Lender Fees
|
30 Years Fixed | |
|
6.192% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.711 Points$2,275 Points Fee
|
$2,275 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.221% APR | 6.125% Rate 30 day rate lock | $1,945 Payment per month |
0.589 Points$1,885 Points Fee
|
$3,280 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.247% APR | 6.000% Rate 30 day rate lock | $1,919 Payment per month |
0.722 Points$2,310 Points Fee
|
$8,510 Total Fees$6,200 Lender Fees
|
30 Years Fixed | |
|
6.277% APR | 6.125% Rate 45 day rate lock | $1,945 Payment per month |
1.000 Points$3,200 Points Fee
|
$5,195 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
|
6.362% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.714 Points$2,285 Points Fee
|
$3,779 Total Fees$1,494 Lender Fees
|
30 Years Fixed | |
|
6.490% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.000 Points$0 Points Fee
|
$389 Total Fees$389 Lender Fees
|
30 Years Fixed | |
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| As low as 0% down options & down payment assistance | ||||||
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| Veterans: Use your VA benefit to buy with 0% down | ||||||
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| America's #1 Retail Lender (Scottsman Guide) | ||||||
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| Numbers you can trust | ||||||
PENNYMAC |
6.195% APR | 6.124% Rate 30 day rate lock | $1,945 Payment per month |
0.761 Points$2,435 Points Fee
|
$2,435 Total Fees$0 Lender Fees
|
30 Years Fixed | |
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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