Home Mortgage Loan Ratesin Vermont

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Vermont and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 10/23/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.757% APR 6.624% Rate 15 day rate lock $2,049 Payment per month
0.754 Points$2,413 Points Fee
$4,408 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.878% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.600 Points$1,920 Points Fee
$4,215 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.965% APR 6.875% Rate 45 day rate lock $2,103 Payment per month
0.919 Points$2,941 Points Fee
$2,941 Total Fees$0 Lender Fees
 30 Years Fixed
7.019% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.833 Points$2,666 Points Fee
$8,866 Total Fees$6,200 Lender Fees
 30 Years Fixed
7.128% APR 7.000% Rate 30 day rate lock $2,129 Payment per month
0.830 Points$2,656 Points Fee
$4,150 Total Fees$1,494 Lender Fees
 30 Years Fixed
7.148% APR 7.000% Rate 45 day rate lock $2,129 Payment per month
0.875 Points$2,800 Points Fee
$4,795 Total Fees$1,995 Lender Fees
 30 Years Fixed
Buy with a $0 down payment when you qualify for a VA Loan
As low as 0% down options & down payment assistance
6.939% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.656 Points$2,099 Points Fee
$2,099 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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