Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 11/03/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.646% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.625 Points$2,000 Points Fee
$5,200 Total Fees$3,200 Lender Fees
 30 Years Fixed
5.674% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.625 Points$2,000 Points Fee
$6,195 Total Fees$4,195 Lender Fees
 30 Years Fixed
5.683% APR 5.500% Rate 30 day rate lock $1,817 Payment per month
0.625 Points$2,000 Points Fee
$6,624 Total Fees$4,624 Lender Fees
 30 Years Fixed
5.737% APR 5.625% Rate 30 day rate lock $1,843 Payment per month
0.900 Points$2,880 Points Fee
$3,930 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.819% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.750 Points$2,400 Points Fee
$2,400 Total Fees$0 Lender Fees
 30 Years Fixed
5.955% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.870 Points$2,784 Points Fee
$2,784 Total Fees$0 Lender Fees
 30 Years Fixed
5.968% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.662 Points$2,118 Points Fee
$3,213 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.976% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.749 Points$2,397 Points Fee
$3,585 Total Fees$1,188 Lender Fees
 30 Years Fixed
5.985% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.962 Points$3,078 Points Fee
$3,828 Total Fees$750 Lender Fees
 30 Years Fixed
6.092% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.623 Points$1,994 Points Fee
$3,321 Total Fees$1,327 Lender Fees
 30 Years Fixed
6.104% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.729 Points$2,333 Points Fee
$4,083 Total Fees$1,750 Lender Fees
 30 Years Fixed
6.106% APR 5.990% Rate 30 day rate lock $1,917 Payment per month
0.880 Points$2,816 Points Fee
$3,991 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.120% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.971 Points$3,107 Points Fee
$4,373 Total Fees$1,266 Lender Fees
 30 Years Fixed
6.128% APR 6.000% Rate 45 day rate lock $1,919 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.209% APR 6.125% Rate 30 day rate lock $1,945 Payment per month
0.672 Points$2,150 Points Fee
$2,850 Total Fees$700 Lender Fees
 30 Years Fixed
$0 down payment for Veterans homebuying with a VA Loan
5.833% APR 5.750% Rate 30 day rate lock $1,868 Payment per month
0.907 Points$2,902 Points Fee
$2,902 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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