Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/16/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.365% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.875 Points$2,800 Points Fee
$3,895 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.875 Points$2,800 Points Fee
$2,800 Total Fees$0 Lender Fees
 30 Years Fixed
6.547% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.597 Points$1,910 Points Fee
$1,910 Total Fees$0 Lender Fees
 30 Years Fixed
6.610% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.525 Points$1,680 Points Fee
$3,675 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.616% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.994 Points$3,181 Points Fee
$3,881 Total Fees$700 Lender Fees
 30 Years Fixed
6.623% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.956 Points$3,059 Points Fee
$4,454 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.713% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.925 Points$2,960 Points Fee
$2,960 Total Fees$0 Lender Fees
 30 Years Fixed
6.730% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.722 Points$2,310 Points Fee
$3,638 Total Fees$1,328 Lender Fees
 30 Years Fixed
6.782% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
1.000 Points$3,200 Points Fee
$5,195 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.843% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.592 Points$1,894 Points Fee
$3,069 Total Fees$1,175 Lender Fees
 30 Years Fixed
6.942% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.631 Points$2,019 Points Fee
$6,319 Total Fees$4,300 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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