Home Mortgage Loan Ratesin Texas

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Texas and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/15/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.353% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.750 Points$2,400 Points Fee
$3,495 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.520% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.900 Points$2,880 Points Fee
$4,875 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.552% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.647 Points$2,070 Points Fee
$2,070 Total Fees$0 Lender Fees
 30 Years Fixed
6.702% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.582 Points$1,862 Points Fee
$2,562 Total Fees$700 Lender Fees
 30 Years Fixed
6.746% APR 6.625% Rate 45 day rate lock $2,049 Payment per month
0.625 Points$2,000 Points Fee
$3,995 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.834% APR 6.740% Rate 30 day rate lock $2,074 Payment per month
0.963 Points$3,082 Points Fee
$3,082 Total Fees$0 Lender Fees
 30 Years Fixed
0% down payment USDA Loan options
PenFed membership is open to everyone, including you.
As low as 0% down options & down payment assistance
Numbers you can trust
$0 down payment for Veterans homebuying with a VA Loan
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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