Home Mortgage Loan Ratesin Tennessee

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Tennessee and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 07/04/2025)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.319% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.400 Points$1,280 Points Fee
$2,330 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.458% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.871 Points$2,787 Points Fee
$2,787 Total Fees$0 Lender Fees
 30 Years Fixed
6.465% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.943 Points$3,018 Points Fee
$3,018 Total Fees$0 Lender Fees
 30 Years Fixed
6.510% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.822 Points$2,630 Points Fee
$4,625 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.569% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.604 Points$1,933 Points Fee
$2,633 Total Fees$700 Lender Fees
 30 Years Fixed
6.591% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.952 Points$3,046 Points Fee
$3,046 Total Fees$0 Lender Fees
 30 Years Fixed
6.632% APR 6.500% Rate 45 day rate lock $2,023 Payment per month
0.750 Points$2,400 Points Fee
$4,395 Total Fees$1,995 Lender Fees
 30 Years Fixed
Numbers you can trust
As low as 0% down options & down payment assistance
PenFed membership is open to everyone, including you.
$0 down payment for Veterans homebuying with a VA Loan
0% down payment USDA Loan options
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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