Home Mortgage Loan Ratesin South Carolina

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 09/10/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.378% APR 6.250% Rate 15 day rate lock $1,971 Payment per month
0.735 Points$2,352 Points Fee
$4,347 Total Fees$1,995 Lender Fees
 30 Years Fixed
6.452% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.732 Points$2,342 Points Fee
$6,841 Total Fees$4,499 Lender Fees
 30 Years Fixed
6.588% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.647 Points$2,070 Points Fee
$7,297 Total Fees$5,227 Lender Fees
 30 Years Fixed
6.588% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.647 Points$2,070 Points Fee
$7,375 Total Fees$5,305 Lender Fees
 30 Years Fixed
6.607% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.996 Points$3,187 Points Fee
$3,728 Total Fees$541 Lender Fees
 30 Years Fixed
6.613% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.846 Points$2,707 Points Fee
$3,757 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.620% APR 6.490% Rate 30 day rate lock $2,021 Payment per month
0.952 Points$3,046 Points Fee
$4,341 Total Fees$1,295 Lender Fees
 30 Years Fixed
6.661% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.961 Points$3,075 Points Fee
$5,370 Total Fees$2,295 Lender Fees
 30 Years Fixed
6.693% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.375 Points$1,200 Points Fee
$2,250 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.707% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.540 Points$1,728 Points Fee
$2,964 Total Fees$1,236 Lender Fees
 30 Years Fixed
6.721% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.615 Points$1,968 Points Fee
$3,163 Total Fees$1,195 Lender Fees
 30 Years Fixed
6.726% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.721 Points$2,307 Points Fee
$3,357 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.728% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.723 Points$2,314 Points Fee
$3,409 Total Fees$1,095 Lender Fees
 30 Years Fixed
6.739% APR 6.625% Rate 30 day rate lock $2,049 Payment per month
0.937 Points$2,998 Points Fee
$3,793 Total Fees$795 Lender Fees
 30 Years Fixed
6.743% APR 6.625% Rate 35 day rate lock $2,049 Payment per month
0.750 Points$2,400 Points Fee
$3,895 Total Fees$1,495 Lender Fees
 30 Years Fixed
6.780% APR 6.500% Rate 30 day rate lock $2,023 Payment per month
0.990 Points$3,168 Points Fee
$9,368 Total Fees$6,200 Lender Fees
 30 Years Fixed
6.810% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.619 Points$1,981 Points Fee
$1,981 Total Fees$0 Lender Fees
 30 Years Fixed
6.832% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.214 Points$685 Points Fee
$2,685 Total Fees$2,000 Lender Fees
 30 Years Fixed
6.832% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.843 Points$2,698 Points Fee
$2,698 Total Fees$0 Lender Fees
 30 Years Fixed
6.847% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.563 Points$1,802 Points Fee
$3,197 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.858% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.629 Points$2,013 Points Fee
$3,644 Total Fees$1,631 Lender Fees
 30 Years Fixed
6.861% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.587 Points$1,878 Points Fee
$3,778 Total Fees$1,900 Lender Fees
 30 Years Fixed
6.885% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.924 Points$2,957 Points Fee
$4,451 Total Fees$1,494 Lender Fees
 30 Years Fixed
6.938% APR 6.750% Rate 30 day rate lock $2,076 Payment per month
0.938 Points$3,002 Points Fee
$6,202 Total Fees$3,200 Lender Fees
 30 Years Fixed
6.988% APR 6.875% Rate 30 day rate lock $2,103 Payment per month
0.788 Points$2,522 Points Fee
$3,849 Total Fees$1,327 Lender Fees
 30 Years Fixed
7.053% APR 6.990% Rate 30 day rate lock $2,127 Payment per month
0.632 Points$2,022 Points Fee
$2,022 Total Fees$0 Lender Fees
 30 Years Fixed
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6.703% APR 6.624% Rate 30 day rate lock $2,049 Payment per month
0.816 Points$2,611 Points Fee
$2,611 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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