Home Mortgage Loan Ratesin South Carolina

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in South Carolina and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 03/13/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
5.971% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.701 Points$2,243 Points Fee
$3,338 Total Fees$1,095 Lender Fees
 30 Years Fixed
5.980% APR 5.875% Rate 15 day rate lock $1,893 Payment per month
0.510 Points$1,632 Points Fee
$3,627 Total Fees$1,995 Lender Fees
 30 Years Fixed
5.982% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.850 Points$2,720 Points Fee
$3,720 Total Fees$1,000 Lender Fees
 30 Years Fixed
5.997% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$4,250 Total Fees$1,050 Lender Fees
 30 Years Fixed
5.997% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
1.000 Points$3,200 Points Fee
$4,250 Total Fees$1,050 Lender Fees
 30 Years Fixed
6.006% APR 5.875% Rate 30 day rate lock $1,893 Payment per month
0.985 Points$3,152 Points Fee
$4,547 Total Fees$1,395 Lender Fees
 30 Years Fixed
6.066% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.708 Points$2,266 Points Fee
$2,266 Total Fees$0 Lender Fees
 30 Years Fixed
6.456% APR 6.375% Rate 30 day rate lock $1,997 Payment per month
0.852 Points$2,726 Points Fee
$2,726 Total Fees$0 Lender Fees
 30 Years Fixed
Veterans: Use your VA benefit to buy with 0% down
America's #1 Retail Lender (Scottsman Guide)
As low as 0% down options & down payment assistance
Numbers you can trust
6.062% APR 6.000% Rate 30 day rate lock $1,919 Payment per month
0.668 Points$2,138 Points Fee
$2,138 Total Fees$0 Lender Fees
 30 Years Fixed
Updating Rates...
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
Family moving in