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Home Mortgage Loan Ratesin Rhode Island
Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in Rhode Island and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.
(Last Updated: 07/31/2025)
Veterans: Get Qualified for $0 Down|
Lender
|
APR
|
Rate
|
Payment
|
Points
|
Fees
|
Loan Type
|
Contact details |
|---|---|---|---|---|---|---|---|
|
6.340% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.375 Points$1,200 Points Fee
|
$3,050 Total Fees$1,850 Lender Fees
|
30 Years Fixed | |
|
6.357% APR | 6.250% Rate 30 day rate lock | $1,971 Payment per month |
0.764 Points$2,445 Points Fee
|
$3,640 Total Fees$1,195 Lender Fees
|
30 Years Fixed | |
|
6.445% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.738 Points$2,362 Points Fee
|
$2,362 Total Fees$0 Lender Fees
|
30 Years Fixed | |
|
6.502% APR | 6.375% Rate 30 day rate lock | $1,997 Payment per month |
0.895 Points$2,864 Points Fee
|
$4,259 Total Fees$1,395 Lender Fees
|
30 Years Fixed | |
|
6.586% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.789 Points$2,525 Points Fee
|
$3,225 Total Fees$700 Lender Fees
|
30 Years Fixed | |
|
6.610% APR | 6.490% Rate 30 day rate lock | $2,021 Payment per month |
0.660 Points$2,112 Points Fee
|
$3,999 Total Fees$1,887 Lender Fees
|
30 Years Fixed | |
|
6.626% APR | 6.500% Rate 30 day rate lock | $2,023 Payment per month |
0.944 Points$3,021 Points Fee
|
$4,348 Total Fees$1,327 Lender Fees
|
30 Years Fixed | |
|
6.632% APR | 6.500% Rate 45 day rate lock | $2,023 Payment per month |
0.750 Points$2,400 Points Fee
|
$4,395 Total Fees$1,995 Lender Fees
|
30 Years Fixed | |
ADVERTISEMENT
| $0 down payment for Veterans homebuying with a VA Loan | ||||||
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| Numbers you can trust | ||||||
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| As low as 0% down options & down payment assistance | ||||||
Updating Rates...
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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