Home Mortgage Loan Ratesin New York

Planning on purchasing a new home? Use ERATE®'s rate chart to compare today's top rates in New York and find a lender that's the best fit for you. We recommend that you reach out to at least 2 to 3 mortgage lenders for your home loan to ensure you get the best rate and pricing.

(Last Updated: 06/14/2026)
Lender
APR
Rate
Payment
Points
Fees
Loan Type
 Contact details
6.135% APR 5.990% Rate 15 day rate lock $1,917 Payment per month
0.937 Points$2,998 Points Fee
$4,993 Total Fees$1,995 Lender Fees
 30 Years Fixed
Numbers you can trust
As low as 0% down options & down payment assistance
6.282% APR 6.250% Rate 30 day rate lock $1,971 Payment per month
0.339 Points$1,085 Points Fee
$1,085 Total Fees$0 Lender Fees
 30 Years Fixed
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details.
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